Loan Officer at MID-MISSOURI BANK

Bolivar, Missouri, United States -

Full Time

Start Date

Immediate

Expiry Date

24 Jan, 26

Salary

0.0

Posted On

26 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Communication Skills, Interpersonal Skills, Negotiation Skills, Organizational Skills, Analytical Skills, Problem-Solving Skills, Attention to Detail, Customer Service, Financial Analysis, Loan Structuring, Risk Assessment, Sales Skills, Team Collaboration, Microsoft Office Suite, Credit Training, Portfolio Management

Industry

Banking

Description

Job Details Job Location: Bolivar - Bolivar, MO Position Type: Full Time Education Level: Not Specified Salary Range: Undisclosed Job Category: Banking Description BASIC FUNCTION: Loan Officers is responsible for developing new business, structuring, underwriting, pricing and documentation of loans, as well as maintaining and servicing an existing portfolio. The position represents the bank in the local community through active participation in community affairs and participates in marketing all of the banks products and services. ESSENTIAL DUTIES/RESPONSIBILITIES: Represent MMB in a courteous and professional manner, provide an extraordinary customer experience through a relationship driven, consultive sales approach. Knowledge of MMBs products and services and ability to recommend and train/educate customers on solutions that fit their need. Monitor and existing loan portfolio to ensure proper risk ratings and early identification of potential problems. Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services. Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required. Support the banks strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge. Prepare required disclosure information within designated timeframes. Work closely with other departments to facilitate the creating of financial write-up. Comply with all Bank policies/procedures, and all applicable federal and state laws and regulations. Actively participate in business community activities for referral networking. Assist with mentoring and coaching junior officers and loan assistants. Performs other duties as required. Qualifications KNOWLEDGE, SKILLS AND ABILITIES: Strong oral and written communication skills Thorough understanding of the companys policies, procedures, systems, and objectives. Excellent interpersonal and negotiation skills. Excellent organizational skills and attention to detail. Strong analytical and problem-solving skills with a proven ability to exercise initiative, judgment, and discretion. Ability to function well in a high-paced and at times stressful environment. Proficient with Microsoft Office Suite or related software. EDUCATION AND EXPERIENCE: Bachelors degree in finance, business or economics. Formal credit training. Minimum of three years of lending experience. PHYSICAL REQUIREMENTS: Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 15 pounds at times.

Responsibilities

Loan Officers are responsible for developing new business, structuring, underwriting, pricing, and documentation of loans, while maintaining and servicing an existing portfolio. They represent the bank in the local community and participate in marketing all of the bank's products and services.