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Loan Officer - Retail MFB - Sales - Amroha - Joya - J Grades at Tata Capital

Noida, Uttar Pradesh, India -

Full Time

Start Date

Immediate

Expiry Date

26 Jun, 26

Salary

0.0

Posted On

28 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Relationship Management, Business Sourcing, Sales Flair, Customer Service, Disbursement Management, Delinquency Management, Portfolio Quality Tracking, Team Management

Industry

Financial Services

Description

10563 * To ensure the achievement of disbursement targets with minimum delinquency * Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. * Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. * Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. * Disbursement, repayment and delinquency management, achieving daily / weekly collections targets * Makes a close follow up of the disbursed loans, especially of the ones not paying on time. * Undertake regular field visits, Centre Meeting and loan applicants * Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. * Build strong client relationships both internally and externally and build a strong brand identification with potential customers. * Ensuring weekly / daily meetings & visit to centre * Fresher to maximum of 5yrs exp + as a sales officer in microfinance business * Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills * Relationship management, Business sourcing * Flair for sales * Understand critical attributes of customer service Education Graduate in any discipline

Responsibilities

The primary responsibilities involve ensuring the achievement of loan disbursement targets while maintaining minimum delinquency rates across assigned territories. This includes developing and managing teams, assessing new market opportunities, and rigorously managing loan repayment and portfolio quality through field visits and follow-ups.