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Loan Officer - Retail MFB - Sales - Illuppur - Guru Complex - J Grades at Tata Capital

, tamil nadu, India -

Full Time

Start Date

Immediate

Expiry Date

17 Jul, 26

Salary

0.0

Posted On

18 Apr, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Relationship management, Business sourcing, Sales, Customer service, Microfinance, JLG model, Portfolio management, Delinquency management, Field visits, Team management

Industry

Financial Services

Description

10563 * To ensure the achievement of disbursement targets with minimum delinquency * Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. * Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. * Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. * Disbursement, repayment and delinquency management, achieving daily / weekly collections targets * Makes a close follow up of the disbursed loans, especially of the ones not paying on time. * Undertake regular field visits, Centre Meeting and loan applicants * Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. * Build strong client relationships both internally and externally and build a strong brand identification with potential customers. * Ensuring weekly / daily meetings & visit to centre * Fresher to maximum of 5yrs exp + as a sales officer in microfinance business * Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills * Relationship management, Business sourcing * Flair for sales * Understand critical attributes of customer service Education Graduate in any discipline

Responsibilities

The Loan Officer is responsible for identifying Joint Liability Groups, disbursing loans, and ensuring the achievement of disbursement targets. They must also manage portfolio quality through regular field visits, centre meetings, and effective delinquency management.