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Loan Officer - Retail MFB - Sales - Khammam - Palair - J Grades at Tata Capital

Paleru, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

03 Sep, 26

Salary

0.0

Posted On

05 Jun, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Microfinance Sales, Portfolio Quality Management, Joint Liability Groups, Loan Disbursement, Customer Onboarding, Collection Efficiency, Delinquency Management, Client Satisfaction, Market Penetration, Compulsory Group Training

Industry

Financial Services

Description

To drive microfinance business sales and achieving business deliverables. • Ensuring onboarding of quality customers to maintain highest portfolio quality • Identifying Joint liability Groups & disbursing loans which suit the target customers and geographies. • Conducting CGT (Compulsory Group Training) amongst members. • Enabling business growth across assigned territories for deeper market penetration and reach. • To ensure achievement of disbursement targets and achieving desired productivity numbers. • Conducting regular centre meetings for collections with maximum attendance to maintain constant contact with customers • Maintaining expected collection efficiency and ensuring minimum delinquency. • Continuous follow up of overdue customers, if any to ensure their repayment. • Ensuring that client satisfaction is maximum and there is strong brand identification and recall amongst customers. • Achieving highest First Time Right (FTR) • Constantly engaging in learning and development programs to upskill. • Adherence to product, process and policies of the company." Qualification : Graduate in any discipline

Responsibilities

Drive microfinance business sales by onboarding quality customers and managing loan disbursements for Joint Liability Groups. Ensure high collection efficiency and maintain strong customer relationships through regular center meetings and follow-ups.