Loan Officer - Retail MFB - Sales - Santhebennur - Laxmi Nivas - J Grades at Tata Capital
, karnataka, India -
Full Time


Start Date

Immediate

Expiry Date

02 Oct, 26

Salary

0.0

Posted On

04 Jul, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Microfinance Sales, Portfolio Quality Management, Joint Liability Groups, Loan Disbursement, Customer Onboarding, Collection Efficiency, Delinquency Management, Customer Relationship Management, Market Penetration, Field Sales

Industry

Financial Services

Description
To drive microfinance business sales and achieving business deliverables. •    Ensuring onboarding of quality customers to maintain highest portfolio quality •    Identifying Joint liability Groups & disbursing loans which suit the target customers and geographies.  •    Conducting CGT (Compulsory Group Training) amongst members. •    Enabling business growth across assigned territories for deeper market penetration and reach. •    To ensure achievement of disbursement targets and achieving desired productivity numbers. •    Conducting regular centre meetings for collections with maximum attendance to maintain constant contact with customers •    Maintaining expected collection efficiency and ensuring minimum delinquency. •    Continuous follow up of overdue customers, if any to ensure their repayment. •    Ensuring that client satisfaction is maximum and there is strong brand identification and recall amongst customers. •    Achieving highest First Time Right (FTR) •    Constantly engaging in learning and development programs to upskill. •    Adherence to product, process and policies of the company." Qualification : Graduate in any discipline
Responsibilities
Drive microfinance business sales by onboarding quality customers and managing loan disbursements for Joint Liability Groups. Maintain portfolio quality through regular center meetings, efficient collections, and diligent follow-up on overdue payments.
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