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Loan Officer - Retail MFB - Sales - Tiruvannamalai - Ram Nagar - J Grades at Tata Capital
Tiruvannamalai, tamil nadu, India -
Full Time

Start Date

Immediate

Expiry Date

15 May, 26

Salary

0.0

Posted On

14 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Relationship management, Business sourcing, Sales flair, Customer service, Disbursement management, Delinquency management, Collection targets, Portfolio quality, Team management, Market penetration

Industry

Financial Services

Description
To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Responsibilities
The primary responsibility is ensuring the achievement of loan disbursement targets while maintaining minimum delinquency rates by identifying suitable Joint Liability Groups and managing loan portfolios. This role also involves enabling business growth through developing and managing sales teams across assigned territories for deeper market penetration.