Loan Officer at Security State Bank & Trust

Marble Falls, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

20 May, 26

Salary

0.0

Posted On

19 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Portfolio Management, Credit Analysis, Loan Processing, Customer Service, Credit Application Evaluation, Lending Limits Adherence, Loan Closing, Loan File Maintenance, Collateral Inspection, Construction Loan Draws, Cross-Selling, Financial Analysis, Oral Communication, Written Communication, MS Office Proficiency

Industry

Banking

Description

Description Position Summary: Loan Officers will be responsible for building and maintaining loan portfolios. Loans will meet established guidelines in compliance with bank policy. Loan Officers will process and perform loan servicing responsibilities for existing and prospective bank customers. They will also assist with monitoring loans and reporting loan conditions. Responsibilities: Promote and emulate SSB&T Core Values Provide excellent customer service according to our Core Values Call on prospective customers and accept credit applications Evaluate a potential borrower’s loan application, financial capacity, and creditworthiness Approve or deny loan requests within appropriate lending limit Prepare and present loans to appropriate approval authority if loan amount exceeds established lending limit or deviates from policy Professionally and effectively communicate between all departments and branches of the Bank Ensure closing of loans with customers and monitor the funding of an approved loan Maintain responsibility for loan files; manage a portfolio of consumer and commercial loans Support SSB&T community outreach and events Attend offsite meetings and training events; complete web-based training as required Inspect secured collateral and coordinate collection efforts and disposition of collateral if needed Assist branch opening, closing, and balancing duties Review all loan documentation for accuracy and collateral Manage draws for all construction loans Seek out new bank relationships; grow bank deposits Service commercial and retail customers including cross-selling additional services Actively promote loan and deposit products and services to current and potential customers Other duties as assigned Requirements Loan Officer Minimum 4 years banking experience required Bachelor’s Degree in finance or related field preferred, including accounting coursework Experience using all MS Office products Formal credit training preferred Ability to perform intermediate financial analysis under limited supervision Good oral and written communication skills

Responsibilities

Loan Officers are responsible for building and maintaining loan portfolios that adhere to established guidelines and bank policy, while also processing loan servicing duties for existing and prospective customers. Key duties include calling on prospective customers, evaluating credit applications, approving or denying loan requests, and ensuring the proper closing and monitoring of funded loans.