Loan Officer at Shift HR

Charleston, South Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

29 May, 26

Salary

0.0

Posted On

28 Feb, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Relationship Building, Community Engagement, Lending Decisions, Financial Document Review, Credit Analysis, Loan Structuring, Negotiation, Application Review, Communication, Technical Assistance, Proactivity, Organization, Follow Through

Industry

Human Resources Services

Description

Loan Officer Do you love meeting people, building relationships, and helping small businesses get the capital they need to grow? Do spreadsheets and community events both make sense in your world? If yes — keep reading. What You’ll Be Doing (aka your everyday impact) Build and nurture relationships with community leaders and referral partners Represent the organization at community events, meetings, and networking opportunities Meet with prospective borrowers to understand their goals and funding needs Collect and review financial documents to support sound lending decisions Analyze creditworthiness and evaluate collateral Structure loan terms and negotiate agreements that work for everyone Prepare and present loan proposals for management approval Deliver timely application review and excellent communication (no ghosting borrowers — we’re all adults here) Provide technical assistance and guidance to applicants and small business owners Connect with and occasionally present to the Board Volunteer and stay visible in the community we serve What Makes You a Great Fit You genuinely enjoy people — from new entrepreneurs to seasoned business owners You communicate clearly and professionally, and you keep confidences (no gossip lenders) You’re comfortable reviewing financial statements and making data-driven decisions You can manage multiple applications without losing your cool — or your coffee You’re proactive, organized, and follow through on what you say you’ll do You believe access to capital can change lives and communities Why Work With Us Your work directly impacts real businesses and real families Supportive leadership and a mission-driven environment Opportunities to engage in the community, not just sit behind a desk Professional growth in lending, underwriting, and community development

Responsibilities

The role involves building and nurturing relationships with community leaders and referral partners while meeting with prospective borrowers to understand their funding needs. Responsibilities also include collecting and reviewing financial documents, analyzing creditworthiness, structuring loan terms, and presenting proposals for management approval.