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LOAN OFFICER at SOUTHEASTERN BANK

Hinesville, Georgia, United States -

Full Time

Start Date

Immediate

Expiry Date

25 May, 26

Salary

0.0

Posted On

24 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Origination, Loan Processing, Financial Data Analysis, Creditworthiness Evaluation, Decisioning, Customer Service, Sales, Business Development, Compliance, Credit Reports, Debt-to-Income Ratios, Loan Origination Software, Analytical Ability, Attention To Detail, Verbal Communication, Written Communication

Industry

Banking

Description

Description Loan Officers facilitate the lending process by interviewing applicants, analyzing financial data to determine creditworthiness and guiding customers toward a suitable product. Duties include: Loan Origination & Processing: Interview applicants, gather financial documentation, and process loan applications with accuracy. Underwriting & Analysis: Evaluate credit reports, income, and debt-to-income ratios to determine creditworthiness. Decisioning: Approve or deny loans within established lending authority limits. Customer Service & Counseling: Explain loan options, terms, and interest rates to consumers, helping them choose the right products. Sales & Business Development: Promote bank products to new and existing customers to meet financial goals. Be active in the community through involvement in civic organizations, boards and other activities. Compliance: Ensure all activities adhere to federal, state, and Bank policies. Perform other tasks as assigned. Southeastern Bank is an Equal Opportunity Employer Requirements High school diploma or equivalent 3+ years in customer service, banking or financial services Understanding of lending regulations, credit reports, and financial analysis Strong analytical ability, attention to detail, proficiency with loan origination software and other technology Excellent verbal/written communication skills Professionalism Preferred: Bachelor's degree in finance, business, or related field, and/or equivalent experience.

Responsibilities

Loan Officers are responsible for facilitating the lending process by interviewing applicants, analyzing financial data to determine creditworthiness, and guiding customers to suitable loan products. Duties encompass loan origination, processing, underwriting, decisioning, customer counseling, sales, and ensuring compliance with all relevant policies.