Loan Officer at The First State Bank

Angleton, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

06 Jan, 26

Salary

0.0

Posted On

08 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Sales, Communication, Interpersonal Skills, Loan Origination, Financial Assessment, Relationship Building, Market Knowledge, Regulatory Compliance, Cross-Selling, Networking, Team Collaboration, Microsoft Office, Credit Analysis, Cash Flow Understanding, Problem Solving

Industry

Financial Services

Description

Description Who we are The First State Bank is an independent community bank passionately focused on providing exceptional customer service and fostering relationships within the communities we serve. FSB has held these principles for over 65 years, down to the motto our customers have come to know us by -- "The Friendliest Bank Anywhere". Position Summary The Loan Officer will be responsible for building and maintaining strong relationships in the Angleton and greater Brazoria County market. The ideal candidate will be a true banker with a deep understanding of banking principles and a commitment to providing personalized service extending beyond sales. Duties and Responsibilities Assess clients' financial needs and provide mutually beneficial loan solutions aligned with customer goals and FSB guidelines Develop and maintain relationships with new and existing clients in the Sugar Land and greater Houston metro market Must have an understanding of cash-flow principles to understand if a deal is a good deal beyond surface level conversations Submits application to credit analysts or, when appropriate, examines application and creditworthiness of potential borrower; determines or makes recommendations regarding approval or denial/modification of requested loan within respective authority limits Approves or, when outside pre-approved lending limits, refers loans to management for further analysis and approval Remain informed of market trends, lending products, and regulatory changes to provide compliant and informed guidance to clients Understand different lending and bank products to identify any cross-sell opportunities Collaborate with internal teams to ensure a seamless loan process with an exceptional customer experience Maintains a robust referral network in the local banking community with builders, real estate agents, and other related industries Represent the bank at community and networking events to enhance visibility and brand recognition Performs other duties as assigned Requirements Qualifications, Skills, and Abilities Bachelor’s or Master's degree from an accredited university preferred 5+ years with education or 9+ years with requisite experience Excellent verbal and written communication skills Excellent interpersonal, customer service, and sales skills Proficiency with Microsoft Office Suite and/or loan origination software EOE/VETS/DISABILITY

Responsibilities

The Loan Officer will assess clients' financial needs and provide loan solutions while building and maintaining relationships in the local market. They will also collaborate with internal teams to ensure a seamless loan process and represent the bank at community events.