Loan Originator - Bentonville, AR at First National Bank Texas

Benton, Arkansas, United States -

Full Time

Start Date

Immediate

Expiry Date

23 May, 26

Salary

0.0

Posted On

22 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Origination, Business Relationship Development, Territory Management, Loan Application Taking, Credit Pulling, Presentations, Borrower Communication, Real Estate Agent Communication, Compliance Documentation, Office Management, Self Motivation, Organization, Prioritization, Communication, VA Loans, FHA Loans

Industry

Banking

Description

* Originate high quality loans which meet FCMC guidelines * Develop business relationships with local Real Estate agents and Builders * Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs * Develop contacts with Banks partner store management team * Take customer loan applications, including pulling credit * Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc. * Communicate with borrowers and real estate agents throughout the loan process * Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR * Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules. * This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns. * Travel as needed to meet business needs * Other duties as assigned Position level will be dependent upon internal and external experience Physical Requirements: * Must be able to remain in a sitting and/or standing position for extended periods of time * Requires ability to operate a computer and other office machinery * Ability to lift up to 25 pounds FNBT is an equal opportunity employer. Qualifications * At least 18 years of age * High School Diploma or Equivalent * 2 or more years of recent mortgage origination experience * Knowledge of VA, FHA and conventional mortgage loan programs * Knowledge of running LP, DU Underwriting Systems * Experience with Ellie Mae mortgage originating and processing software * Self motivation and capable of working from a home office with limited supervision * Ability to review and understand credit reports * Ability to organize and prioritize * Good communication and presentation skills * Comfortable working in a commission only environment * Must successfully pass background investigation according to company policy * Must be able to get along with co-workers and work effectively in a team environment

Responsibilities

The primary role involves originating high-quality loans that meet guidelines and developing business relationships with local real estate agents and builders within a managed territory. Responsibilities also include managing office functions and serving as a liaison between locations and corporate management as needed.