POSITION SUMMARY:

The Portfolio Manager will partner closely with the Loan Officer to execute the Bank’s commercial loan origination strategy and will assist the Loan Officers in managing new and existing customers with higher total credit exposure (TCE) and higher levels of risk. Simultaneously, the PM will assist the Credit Officer with enforcing the credit policy of the bank and with on-going monitoring of risk within the bank’s portfolio directly assigned to the PM.

POSITION QUALIFICATIONS

Education: Required – Post –secondary certificate or degree, preferably in accounting, finance, business, or related field.
Preferred –BA/BS degree preferred, experience will be considered.
Experience: Required – 2 to 5 years of Commercial and Consumer lending in banking or related field. Basic understanding of accounting, finance, financial statement and cash flow analysis and loan policy.
Preferred – 5 to 8 years of experience in banking or a related area.

POSITION REQUIREMENTS

Competency Statement(s)

• Accountability (core value) – Always do what we say and hold one another accountable.
• Accuracy – Thorough with strict attention to detail; does work right the first time; identifies and corrects errors; produces complete and error free work.
• Active Listening – Gives full attention to what others are saying, attentive to others’ ideas and concerns; asks questions to clarify understanding.
• Conceptual Thinking – Notices similarities between different and apparently unrelated situations.
• Confidentiality (Core Value) – Always maintains strict confidentiality.
• Community Development (Core Value) – Always committed to community development.
• Critical Thinking – Apply rules and logic to situations; considers factors beyond the initial information given.
• Data entry – Proficient alpha/numeric data entry skills.
• Detail oriented – Concentrates on routing work details; carefully monitors and examines one’s own and others’ work; ensures accuracy in documentation and data.
• Ethical Conduct – Conducts oneself consistently with sound banking practices and standards, upholding the values of Guaranty Bank.
• Integrity (Core Value) – Always act with integrity and honesty.
• Respect (Core Value) – Always treats others with respect.

PHYSICAL REQUIREMENTS:

Physical requirements needed to perform the above essential duties, with or without reasonable accommodation, may be requested from Human Resources.
Frequency
Lbs.
Sitting
60%
Standing
25%
Walking
15%
Fine Manipulation of hands
50%
Lifting
Daily
10 lbs.
Carrying
Daily
10 lbs.
Pushing/Pulling
Occasional
2 lbs.
Bending/Squatting
Occasional
Reaching/Overhead
Occasional
Stress Level
High at times

Please refer the Job description for details