Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more!

The Loan Review Analyst I performs regular loan portfolio reviews on commercial, real estate and subsidiary portfolios to identify any potential credit weaknesses and to determine adequacy of the allowance for loan loss. Assesses adequacy and adherence to loan policy and compliances with laws and regulations. Provides senior management and board with reports summarizing credit quality of loans reviewed and other monthly reports.

• Bachelor’s Degree in business or related field required. Strong preference for Finance or Accounting major or concentration.
• Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred.
• Excellent verbal, written and interpersonal communication skills.
• Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
• Ability to create and present sophisticated reports and findings for upper-level management.
• Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
• Must be self-motivated with strong initiative, accountability, and attention to detail.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

• Analyzes trends from balance sheets, income statements and cash flow statements to determine financial condition and debt service coverage of borrower relationships.
• Ensures the creditworthiness of the loan portfolio and looks for changes that warrant a review of lending practices and/or adverse asset classification.
• Verifies quality, completeness and accuracy of supporting loan documentation and analysis.
• Conducts written reviews of large commercial and real estate borrower relationships to summarize credit quality based on financial trends; conducts portfolio reviews of interim construction loans and subsidiary portfolio reviews.
• Produces, distributes and maintains various month and quarter end departmental reports.
• Attends loan committee.
• Other duties and projects as assigned.

• Analyzes trends from balance sheets, income statements and cash flow statements to determine financial condition and debt service coverage of borrower relationships.
• Ensures the creditworthiness of the loan portfolio and looks for changes that warrant a review of lending practices and/or adverse asset classification.
• Verifies quality, completeness and accuracy of supporting loan documentation and analysis.
• Conducts written reviews of large commercial and real estate borrower relationships to summarize credit quality based on financial trends; conducts portfolio reviews of interim construction loans and subsidiary portfolio reviews.
• Produces, distributes and maintains various month and quarter end departmental reports.
• Attends loan committee.
• Other duties and projects as assigned