Loan Servicer (Full Time) - Victoria Loan Servicing at PROSPERITY BANK

Victoria, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

25 Mar, 26

Salary

0.0

Posted On

25 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Servicing, Customer Service, Attention to Detail, Organization, Problem Solving, Communication, Microsoft Word, Microsoft Excel, Loan Documentation, Workflow Coordination, Payment Processing, Regulatory Compliance, Time Management, Basic Math Skills, Automated Payments, Email Correspondence, Phone Communication

Industry

Banking

Description

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers [https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.prosperitybankusa.com%2FCareers&data=05%7C02%7Csandra.olivarez%40prosperitybankusa.com%7C4351c6288a4f46ccbc9e08dcd40d9146%7C00eda10cf32f45b88e91257da01a8f7c%7C0%7C0%7C638618401955642480%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=yg2VkStkdrf7Of6ttN7si0bcqfep9Z6KvaukXq%2BSYpI%3D&reserved=0]. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. POSITION SUMMARY: Responsible for processing advances, draws, payments and payoffs for the banks commercial and consumer loan portfolio. Also responsible for responding to emails and phone calls through the various loan servicing customer service queues. PRIMARY DUTIES & RESPONSIBILITIES: * Maintain a thorough knowledge and understanding of Prosperity policies, procedures, guidelines and philosophies. * Maintain a thorough knowledgeable with all aspects of consumer/commercial loan documentation including procedures, audit and regulatory requirements. * Assist with workflow coordination. * Recognize when a process or a transaction isn’t functioning properly and actively seek solutions. * Maintain a basic knowledge of standard loan documents (note, HUD, DOT…). * Process all advance and draw requests, ensuring proper approvals and availability on loans. * Process all payments insuring accurate application of funds. * Processing payoffs and ensuring that any overages are refunded to client. * Perform daily loan maintenance on loan system including setting up and maintaining automated payments, billing, address and name maintenance as well as system coding. This also includes monitoring reports for maintenance ticklers. * Provide payoffs, verifications, statements and other documentation as requested by borrower (or delegate). * Monitor phone and email servicing queues to assist both internal and external customers within established time guidelines. * All other duties as assigned MINIMUM QUALIFICATIONS (EDUCATION, EXPERIENCE, & SKILLS): * High School Diploma or GED. * Two years of Loan Servicing experience preferred. * Ability to read, interpret, and respond professionally to internal and external customer correspondence. Ability to speak effectively and clearly in response to internal and external customer requests and inquiries. * Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. * Computer literate – knowledge of Microsoft Word and Excel. * Ability to handle day to day tasks with moderate supervision. * Ability to work in fast paced, high volume environment. * Must be detailed oriented and organized. * Excellent customer service skills. Monday - Friday 40 hours a week

Responsibilities

The Loan Servicer is responsible for processing advances, draws, payments, and payoffs for the bank's commercial and consumer loan portfolio. They also respond to customer inquiries through various servicing queues.