Loan Specialist at Rave Financial Credit Union

Beaumont, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

19 Apr, 26

Salary

0.0

Posted On

19 Jan, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Listening Skills, Communication Skills, Organization, Attention To Detail, Computer Software Proficiency, Professional Appearance, Interviewing Skills, Time Management, Data Interpretation, Lending Analysis, Income Verification, Fraud Awareness, Financial Industry Knowledge, Teamwork, Customer Service

Industry

Financial Services

Description

Role: This role is to provide a fast, simple and friendly loan application process via our centralized Virtual Services Center. Individuals work directly with our members during the loan application process to develop, expand and maintain positive consumer lending relationships. Providing prompt, efficient and accurate support to members and co-workers during the application stage by gathering all necessary information and/or documentation required to book a consumer loan in compliance with Federal and State laws, banking regulations and Credit Union policies and procedures. Loan Specialists play an important role in maintaining our organization's position as a lifelong partner in helping our members reach their financial goals. Work as a team with other credit union departments to create a seamless experience for members. Knowledge and Skills: Experience One year to three years of similar or related experience. Education A high school education or GED. Interpersonal Skills Work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. Other Skills 1. Have above average listening and communication skills. 2. Well organized and attention to detail. 3. Must be able to operate related computer software and business equipment. 4. Professional in appearance, dress, and attitude is a must. 5. Interviewing skills and techniques. 6. Be able to handle multiple, conflicting deadlines and projects. 7. Ability to generate essential reports, interpret data, and calculate ratios including the resolution of problems and incorrect information. 8. Working knowledge of lending analysis techniques. 9. Recognize acceptable forms of income verification and calculate personal income; including self employed individuals and income based on individual tax returns. 10. Properly identify acceptable forms of personal identification, with an awareness of possible fraud and/or forgery. 11. Have knowledge of the fundamentals of the financial industry, including the basic processes of other credit union departments and branches. 12. Ability to work as a member of a team while embracing the credit union philosophy, mission, and values. Work Environment Provide all services via our Virtual Services Center using specific video, online application, contact center, and queueing software.

Responsibilities

The Loan Specialist provides a fast and friendly loan application process, working directly with members to maintain positive lending relationships. They gather necessary information and documentation to ensure compliance with laws and regulations.