Lock Desk Analyst at RWM Home Loans Residential Wholesale Mortgage Inc
Remote, Oregon, USA -
Full Time


Start Date

Immediate

Expiry Date

14 Nov, 25

Salary

35.0

Posted On

15 Aug, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Finance, Customer Service Skills, Disabilities, Economics

Industry

Marketing/Advertising/Sales

Description

ABOUT RWM

RWM Home Loans is a family-owned community mortgage bank with over 3 decades of experience, proudly providing award-winning 5-star service to help clients achieve their home financing goals. Our mission is to empower communities through financial education and homeownership and we’re building a team of passionate individuals who share this vision from coast to coast. We offer a wide variety of loan programs with flexible options and tailored consultations, helping us guide clients every step of the way to long-term financial success.
Our commitment to excellence is reflected in our workplace culture, which has earned us repeat recognition as a Top Workplace, with honors for employee appreciation, professional development, well-being, and innovation. With access to upper management and a platform to share your ideas, we’re committed to investing in our team members’ growth and we offer a variety of development opportunities and growth avenues. Ready to make a difference and advance your career? Join our award-winning team and achieve your career goals with us!

QUALIFICATIONS

  • To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Basic knowledge of Secondary Mortgage Market loan pricing components and Agency guidelines
  • Basic understanding of loan process flows from origination to loan sale
  • Optimal Blue experience required
  • Working knowledge of Encompass LOS
  • Organized and detail oriented
  • Strong critical thinking ability a must
  • Outstanding communication and customer service skills
  • High level of knowledge of Microsoft suite of products
  • Ability to work in a fast-paced environment
  • Servicing, Post Closing, or Shipping experience as well is a plus!

EDUCATION AND/OR EXPERIENCE

  • Minimum 2 years of Secondary experience in mortgage banking
  • Bachelor’s degree in economics, finance, business, or a related field recommended
Responsibilities
  • Essential duties include but are not limited to the following:
  • Receive and process internal lock and change requests
  • Monitor rate lock expiration dates and communicate impending dates to sales team
  • Manage rate lock extensions and other lock amendments
  • Communicate with team members, external investors, and vendors
  • Enforcing Rate Lock policy
  • Assist Sales team with pricing scenarios
  • Maintain current knowledge of investor program requirements and changes as they occur
  • Maintain investor website and pricing engine user profiles
  • Assist Management to evaluate current processes and make recommendations
  • Ad-hoc reporting and analysis
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