SEE YOURSELF IN THE TEAM

Business Banking (BB) manages relationships with Commonwealth Bank’s small-medium enterprise customers, mid-market corporate customers, and regional and agribusiness customers, providing a wide range of financial services and solutions. It also services our personal and institutional online trading customers.
Business Lending (BL) is a product and specialized sales team that offers working capital, business loans, asset finance, corporate finance, and property finance to our customers. It also has responsibility for Line 1 risk and controls for these products. BL is directly responsible for product management, process management, portfolio and pricing management. It works closely with bankers, data and analytics, digital and customer experience teams.

• P&L management & optimisation across the Business Banking Asset Finance portfolio
• Engage with and respond to pricing requests from the Frontline
• Scope, develop & implement both cost & capital optimisation initiatives to support shareholder returns
• Develop new analytics & digital assets across the AF portfolio to support growth
• Provide support on complex pricing & modelling requirements from frontline teams
• Develop modelling & key inputs into credit papers for BB structured asset finance opportunities
• Develop opportunities across Capital Models (PD, LGD etc.) & optimise treasury funding models
• Provide detailed support on key strategic initiatives across the AF portfolio
• Drive the Business Banks Green/Sustainable finance agenda & delivery roadmap
• Contribute to deal team discussions and develop bespoke client solutions for deal sizes up to $300m
• Assist with developing a retention strategy and analytics framework for the business
• You will also use your analytical skills to optimise for capital and provide recommendations, and implement plans to improve PACC and ROTE returns
• Assist with analysis across multiple products, segments to design pricing experiments and targeted campaigns to improve product penetration and financial performanc