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Manager - Credit - Developer Finance - Developer Finance - Credit - Ahmedab at Tata Capital

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

26 Jun, 26

Salary

0.0

Posted On

28 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Underwriting, Portfolio Management, Financial Analysis, Risk Assessment, Policy Review, Compliance, Credit Decision, Disbursement Approval, LTV Monitoring, Documentation Management

Industry

Financial Services

Description

Support and co-partner with the sales team to underwrite CF business and manage the portfolio for the assigned are Responsibilities: Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio. o Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organisation needs and regulatory framework o Evaluate the financial status of the borrower & assess the credit worthiness of the companies by analysing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision purpose. o Analyze the legal, compliance and market-risk-related issues involved in the lending process. o Ensure collection of post disbursal docs & reduction in partly disbursed cases. o Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level. o Manage credit buying process which monitors turnarounds, approvals, review of samples including quality checks on process. Qualifications: Graduate, Masters/Post Graduate

Responsibilities

The manager will support the sales team by underwriting Credit Finance (CF) business and managing the assigned portfolio, which includes corporate realty and funding group business. Key duties involve conducting periodic reviews of policies and ensuring the collection of post-disbursement documentation.