Manager, Credit Evaluation - Premium at Standard Bank - UK

Johannesburg, Gauteng, South Africa -

Full Time

Start Date

Immediate

Expiry Date

06 Jan, 26

Salary

0.0

Posted On

08 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk, Credit Procedures, Policies, Standards, Credit Evaluations, Financial Statements, Collateral, Collections Processes, Loan Processing, Account Opening, Credit Delivery, Application Verification, Customer Acceptance, Interpreting Data, Making Decisions, Team Working

Industry

Financial Services

Description

Company Description Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you. Job Description To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Standard Bank to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management. Qualifications Type of Qualification: First Degree Field of Study: Accounting Experience Required Credit Risk – BCB 5-7 years Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements. Credit evaluations experience, preferably across Business and Commercial Banking. Deep understanding of credit principles and financial statements. Understands collateral, credit risk and collections processes. Additional Information Behavioural Competencies Interpreting Data Interacting with People Making Decisions Empowering Individuals Team Working Pursuing Goals Technical Competencies Loan Processing Account Opening & Maintenance Credit Delivery Application & Submission Verification (Business Banking) Customer Acceptance & Review (Business Banking) Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]

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Responsibilities

Manage and enhance the approval of credit applications for Business Banking customers. Ensure effective risk management of Credit Evaluation to achieve asset growth targets while maintaining a quality-lending book.