Manager - DSMG - Two Wheeler Loans - X - Bucket - Hyderabad - Auto Plaza - at Tata Capital

Hyderabad, Telangana, India -

Full Time

Start Date

Immediate

Expiry Date

06 Mar, 26

Salary

0.0

Posted On

07 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Collections Management, Customer Satisfaction, Legal Compliance, Relationship Building, Asset Verification, Delinquency Tracking, Team Management, Revenue Generation, SOP Adherence, NPA Management, Audit Compliance, Problem Resolution, Vendor Management, Field Executive Coordination, Performance Monitoring, Communication Skills

Industry

Financial Services

Description

Key Objective of the Job: Responsible for achieving the collections target in the assigned area while ensuring that SOPs and legal norms are followed as per process and organizational policy for X - Bucket Major Deliverables: 1. Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) 2. Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it. 3. Increase the fee income / revenue and develop initiatives to control and reduce the amount of vendor payouts 4. Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. 5. Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters 6. Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT 7. Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaulting 8. Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in force 9. Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA. 10. Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high-ticket accounts 11. Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Educational Qualification: MBA/PGDBA/PGPM or Equivalent

Responsibilities

The manager is responsible for achieving collection targets in the assigned area while ensuring compliance with SOPs and legal norms. Key tasks include managing collections, minimizing NPAs, and ensuring customer satisfaction through effective issue resolution.