Manager, FP&A Credit at PayPal

New York, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

02 Jan, 26

Salary

0.0

Posted On

04 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Modeling, Credit Portfolio Forecasting, Data Analysis, Variance Analysis, Scenario Analysis, Sensitivity Analysis, MS Excel, PowerPoint, VBA, SQL, Leadership, Accounting Principles, Financial Reporting, Problem-Solving, Analytical Rigor, Continuous Improvement

Industry

Software Development

Description

Build and manage advanced financial models to forecast BNPL business performance, applying best practices in credit portfolio analytics. Lead the financial planning, budgeting, and monthly outlook process for BNPL, including in-depth variance analysis and performance driver insights. Provide actionable recommendations by identifying trends, risks, and opportunities within the BNPL portfolio through rigorous financial and data analysis. Partner cross-functionally with Risk, Accounting, Treasury, Commercial, and Operations to drive accurate financial reporting and alignment across business initiatives. Prepare and deliver management reporting packages, including presentations for senior leadership that highlight key insights, portfolio performance, and financial outlook. Serve as a strategic advisor to business stakeholders by proactively assessing the financial impact of new initiatives and providing scenario/sensitivity analyses. Lead and mentor direct reports while fostering a culture of analytical rigor, accountability, and continuous improvement. Identify and implement process improvements to enhance forecasting accuracy, streamline reporting, and strengthen overall FP&A capabilities. Provide ongoing ad-hoc analysis for emerging business needs and strategic opportunities. Bachelor's degree in Finance, Accounting, Economics, or related field. Graduate degree (MBA) or certifications (CFA, CPA) preferred. 5+ years of progressively responsible experience in finance roles (FP&A, corporate finance, strategic finance, investment banking, PE, or consulting), ideally within consumer finance, fintech, or lending. Proven expertise in financial modeling and credit portfolio forecasting, including scenario and sensitivity analysis. Strong proficiency in MS Excel and PowerPoint; experience with VBA and SQL is a plus. Excellent data analysis capabilities, with ability to synthesize complex information into clear narratives and strategic insights. Demonstrated leadership experience, including managing direct reports and influencing cross-functional partners. Strong technical understanding of accounting principles and financial reporting standards. Highly self-motivated, detail-oriented, and capable of working independently in a fast-paced, dynamic environment. Strong business acumen, problem-solving abilities, and passion for continuous learning.

Responsibilities

Build and manage advanced financial models to forecast BNPL business performance and lead the financial planning and budgeting process. Provide actionable recommendations by identifying trends, risks, and opportunities within the BNPL portfolio through rigorous financial and data analysis.