Manager - Fraud, Compliance & Analytics

at  Chexy Inc

As the Manager - Fraud, Compliance & Data Analytics, you will lead the fraud prevention, risk management, and compliance functions while leveraging data analytics to drive key business decisions. This role requires a strategic thinker who can develop and implement policies to minimize fraud risk, ensure regulatory compliance, and derive actionable insights to optimize the Chexy platform’s operational efficiency.You will collaborate across product, technology, and operations teams to ensure a secure and compliant environment, helping Chexy deliver exceptional value to its users.

REQUIRED QUALIFICATIONS:

• Bachelor’s degree in Business, Finance, Data Analytics, or a related field. A Master’s degree is an asset.
• 5-7 years of experience in fraud prevention, regulatory compliance, and data analytics roles, preferably in a fintech or payments company.
• Proven leadership experience in managing cross-functional teams.
• Strong understanding of financial regulations (AML, KYC, PCI-DSS) and fraud detection methodologies.
• Proficiency in data analysis tools like SQL, Python or R, or visualization tools such as Looker or Power BI.
• Experience with fraud detection tools, machine learning models, or rule-based systems.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and stakeholder management skills.

PREFERRED SKILLS:

• Experience in fintech platforms involving rent payments, wallets, or digital payments.
• Hands-on experience with fraud risk engines (e.g., Sift, Riskified, Stripe Radar).
• Certification in fraud or compliance (e.g., CFE - Certified Fraud Examiner, CAMS - Certified Anti-Money Laundering Specialist, TAMLO).
• Knowledge of data privacy laws (e.g., GDPR, PIPEDA).

Fraud Detection & Prevention:

• Develop and implement fraud detection frameworks, tools, and processes to monitor rent payments, wallet transactions, and user activities.
• Analyze transaction trends to identify fraudulent activities or anomalies in real-time.
• Collaborate with the engineering team to integrate machine learning models and fraud detection tools into the Chexy platform.
• Respond to escalated fraud cases, investigate root causes, and implement preventive measures.

Compliance Management:

• Ensure compliance with financial regulations, including AML (Anti-Money Laundering), KYC (Know Your Customer), and PCI-DSS standards for payment processing.
• Design, implement, and monitor compliance policies for rent payments and wallet features.
• Prepare for internal and external audits, ensuring accurate reporting and documentation.
• Partner with legal teams to stay updated on regulatory changes that impact fintech and digital wallets.

Data Solutions & Analytics:

• Leverage data analytics to identify patterns, optimize fraud prevention strategies, and improve compliance processes.
• Build dashboards and reports to track fraud metrics, transaction trends, and compliance KPIs for senior management.
• Analyze user behavior and payment trends to provide actionable insights that improve user experience and product offerings.
• Collaborate with the marketing and operations teams to deliver data-driven solutions for business growth.

Team Leadership & Strategy:

• Lead, mentor, and grow a team of fraud analysts, compliance associates, and data specialists.
• Develop performance goals and KPIs for the fraud, compliance, and data functions.
• Collaborate with cross-functional teams (Product, Tech, Operations) to align risk and compliance strategies with business objectives.
• Advocate for a strong risk culture within the organization.