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Manager, Share Margin Financing Credit at Alliance Bank Malaysia Berhad

, Kuala Lumpur, Malaysia -

Full Time

Start Date

Immediate

Expiry Date

17 Sep, 26

Salary

0.0

Posted On

19 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Evaluation, Margin Financing, Collateral Capping, Risk Acceptance Criteria, Credit Write-up, People Management, Analytical Thinking, CCRIS Reporting, CTOS Checks, Property Valuation, Communication Skills, Microsoft Office

Industry

Banking

Description

Job Purpose To process and evaluate margin (SMF and PF) and non margin applications. To evaluate and assign collateral capping (i.e shares, wealth, property) for SMF /PF margin accounts. Providing credit support to all Share Trading Centres (STC) and Account Relationship Managers Key Responsibilities To manage, guide and train the support team members in order to achieve the turn around time (TAT) and policy guidelines are met. Ensure that SMF/PF new application(s) and credit renewal submitted meet the Bank's risk acceptance criteria, SMF and PF credit policy, approving matrix, AMLA framework and BNM guidelines requirement. To analyze SMF/PF application(s) and subsequently prepare credit write up, recommend for loan approval. To perform review and renew all SMF/PF margin accounts. To continuously work on streamlining work processes to improve on TAT. Handling CCRIS reporting enquiries - lodge new application and update application status. Handling CTOS checks. Prepare weekly and monthly reports for submission to the management. Attend queries/request and provide guidance to STC, ARM and Retail Broking Investment Lending on all matters related to SMF/PF. To conduct property valuation for property pledged as collateral. Experience/Knowledge Requirements Skill Good time and good people management Good communication and intepersonal skills Analytical mindset with attention to details Computer literate eg. Ms Office, Excel, Power Point Knowledge 1. Tertiary education qualification 2. AICB Certificate in Credit holder - is an added advantage 3. Basic understanding of equity markets and margin financing mechanics 4. Good knowledge of credit applications, processing and evaluation 5. Experience and knowledge in stock banking is an advantage. 6. 2 to 5 years of experience in credit processing on retail (secured and unsecured products) or non-retail portfolio.

Responsibilities

Manage and evaluate margin and non-margin credit applications while overseeing the support team to meet turnaround times. Provide credit support to trading centers and relationship managers, ensuring compliance with bank policies and regulatory guidelines.