Masaka Branch. Assistant Relationship Manager Personal Banker at KCB Group

Kampala, Kampala, Uganda -

Full Time

Start Date

Immediate

Expiry Date

01 Oct, 26

Salary

0.0

Posted On

03 Jul, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Relationship Management, KYC Compliance, AML Policies, Cross Selling, Credit Underwriting, Portfolio Management, Market Intelligence, Risk Profiling, Financial Statement Analysis, Credit Scoring, Customer Complaint Resolution, Personal Banking

Industry

Banking

Description

KEY RESPONSIBILITIES: * Create and Manage client relationships and accounts to minimize attrition. * Sourcing for new personal banking business opportunities in coordination with the sales team and other units. * Adherence to KYC and AML policies and procedures. * Cross sell bank products including assets, liability and electronic banking products * Initiate personal loans applications and ensure good underwriting practices. * Prepare and submit relevant reports. * Managing personal banking portfolios and monitor daily branch budget for all accounts. * Sales calls and market intelligence gathering * Monitor overdrawn, inactive, dormant and zero balance accounts and initiate relevant reports. * Receive and solve or escalate both verbal and written customer complaints as well as update complaints register. * Any other duties that may be allocated from time to time. * Risk profiling of potential clients and ensure adherence to KYC and AML policies and procedures. KNOWLEDGE, EXPERIENCE AND PERSONAL COMPETENCIES * A degree or post graduate degree (Business and/or Finance related) * Good understanding of banking products, policies and procedures. * Sound knowledge of the KCB bank products and processes such as account opening and documentation. * Credit knowledge including understanding and interpretation of financial statements. * Understanding of behavior and application scoring systems and how to use relevant scoring software. * Understanding risk management principles, credit scoring principles and procedures. * Possession of fine underwriting skills and good understanding personal credit processes * Understanding of competitors and their products and services * Attend relevant courses and e-learning sessions. * Good understanding of existing customer profiles. * The candidate should possess the following interpersonal competencies: * Organized, proactive, Innovative, reliable, empathetic, persuasive, good team player, decisive, result oriented, energetic, active, with integrity and culturally sensitive.

Responsibilities

Manage and grow a personal banking portfolio by sourcing new business opportunities and maintaining existing client relationships. Ensure strict adherence to KYC and AML policies while managing loan applications and risk profiling.