Meet BAC Credomatic | Commercial Credit Analyst I at INHAUS

San José, , Costa Rica -

Full Time

Start Date

Immediate

Expiry Date

06 Jun, 26

Salary

0.0

Posted On

08 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Credit Analysis, Risk Assessment, Industry Analysis, Credit Structuring, Portfolio Monitoring, Regulatory Compliance, Analytical Thinking, Attention To Detail, Communication Skills, Collaboration, Corporate Credit Analysis, Financial Risk Management

Industry

Financial Services

Description

BAC is much more than a bank. It is an organization that reimagines banking to generate prosperity in the communities it serves, integrating sustainability into its strategy through its Triple Positive Value approach: economic, social, and environmental. With a regional perspective and a strong commitment to inclusion and equity, BAC fosters the holistic development of its people and promotes a culture where professional growth and positive impact go hand in hand. During the Talent Speed Dating – Costa Rica, BAC will open conversations with professionals interested in developing their careers in credit analysis and risk management within the financial sector. 📍 Sheraton Hotel, San José 🗓️ March 13 Role Purpose As a Commercial Credit Analyst I, you will be responsible for analyzing companies—both new and existing bank clients—from a commercial, financial, and industry perspective in order to evaluate their creditworthiness and recommend decisions that maintain an appropriate balance between risk and business growth. Your role will be key in contributing to the quality of the credit portfolio by generating rigorous financial analyses, structuring credit recommendations, and providing ongoing monitoring of assigned clients. Key Responsibilities • Financial and credit analysis • Credit risk assessment • Industry and business environment analysis • Structuring and recommending credit solutions • Client portfolio monitoring • Regulatory compliance and internal policies What profile are we looking for? An analytical professional with strong attention to detail and an interest in developing a career in corporate credit analysis and financial risk management. Key Requirements • Bachelor’s degree in Business Administration, Finance, or related fields • 1–3 years of experience in credit analysis, finance, or banking • Knowledge of credit risk management and financial analysis • Experience analyzing corporate clients • Knowledge of prudential regulations related to credit • Strong analytical thinking and attention to detail • Communication skills and ability to work collaboratively What does BAC offer? • Private medical insurance • Solidarista Association • Additional days off • Preferential financial benefits • Agreements with universities, gyms, and health centers • Professional volunteering opportunities • And more BAC promotes an inclusive, diverse, and equitable workplace, inviting everyone to apply and be part of a team that values talent in all its forms. We want to meet you! If you would like to learn more about BAC’s Triple Positive Value strategy and how the organization is building a more just and sustainable banking system, click here.

Responsibilities

The Commercial Credit Analyst I is responsible for evaluating the creditworthiness of new and existing commercial clients through commercial, financial, and industry analysis. This role is crucial for maintaining portfolio quality by generating rigorous financial analyses, structuring credit recommendations, and providing ongoing client monitoring.