Member Service Representative/ Loan Officer at Maine Savings Federal Credit Union

Hampden, Maine, United States -

Full Time

Start Date

Immediate

Expiry Date

20 May, 26

Salary

0.0

Posted On

19 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Retail Banking, Loan Approvals, Loan Denials, Account Opening, Account Closing, Consumer Loan Applications, Regulatory Compliance, Cybersecurity, Digital Banking, Conflict Resolution, Relationship Building, Cooperation Solicitation, Written Communication, Verbal Communication

Industry

Financial Services

Description

Description Join our team as a Member Service Representative/ Loan Officer! About the role: Maine Savings Federal Credit Union is looking for an MSR/Loan Officer for our Hampden location, and your mission is to foster cooperation with members and build their trust by relaying your knowledge of how our products can have a positive impact in their financial lives. If you have a knowledge base in retail banking, processing loan approvals and denials, opening/closing accounts, and have a passion for helping others, this could be a great fit! What You'll Do: Provides friendly, prompt, professional and accurate service to members and coworkers. Help our members understand our products- ranging from unsecured personal, secure vehicle loans, VISA and debt consolidation loans as well as cross sell opportunities and make recommendations. Communicates with and interviews members for consumer loan applications while ensuring that we are compliant with credit union policies, exclusive of equities. Deliver loan decision to member within minutes of their application. Confirms that all loan collateral is properly insured, demonstrates an understanding and compliance of regulatory and cybersecurity trainings as they relate to workflow. Periodically assists the Teller line, processing members’ financial transactions and balances cash drawer. Demonstrates competency in Digital Banking. Requirements 3-5 years of similar or related experience preferred. Prior experience in working with others inside and outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Working knowledge skills both written and verbal. Ability to work out of other branches as needed. More about Maine Savings: Maine Savings offers an excellent compensation package as well as the opportunity to thrive in a challenging, fun, and exciting environment. Maine Savings also offers health insurance, dental and vision insurance, 401k with company match, paid holidays, a generous Paid Time Off program, employee referral program, employee discounts, continuing education and student debt relief programs, longevity bonuses and more! Maine Savings is a growing modern financial institution offering members a full range of financial services. With over 38,000 members and over $800,000,000 in assets, Maine Savings is among Maine’s largest credit unions. With 12 branches, nearly 175 employees, and state-of-the-art technology, Maine Savings is committed to providing its members in-person service and modern conveniences. Founded in 1961 by employees of the Bangor and Aroostook Railroad Company, Maine Savings continues to serve its membership as a federally insured not-for-profit credit union. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, or any other characteristic protected by law. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Responsibilities

The role involves fostering cooperation with members by relaying product knowledge to positively impact their financial lives, which includes cross-selling and making recommendations for various loan types. Responsibilities also include interviewing members for consumer loan applications, delivering loan decisions quickly, ensuring collateral insurance compliance, and periodically assisting the Teller line with transactions.