Member Service Representative at WMCU

Grand Rapids, Michigan, United States -

Full Time

Start Date

Immediate

Expiry Date

28 May, 26

Salary

0.0

Posted On

27 Feb, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Lending, Credit Report Analysis, Debt-to-Income Ratio Calculation, Loan Application Processing, Underwriting Preparation, Documentation Completion, Membership Opening, Cross-selling, Product Knowledge, Policy Adherence, Written Communication, Oral Communication

Industry

Financial Services

Description

Description Bloom Credit Union is looking for a talented individual to join our team as a Member Service Representative at our Meadowbrook Branch. Our Member Service Representatives are responsible for assisting members with their lending needs. What We’re Looking For: High school diploma or GED required. CU*Answers experience preferred. Lending experience preferred. Able to pass a background check. Must have excellent written and oral communication skills. Must be detailed oriented. What You’ll Do: Assist members with the loan application process. Pull credit reports and calculate the debt-to-income ratios. Prepare loan applications for underwriting and complete necessary documentation to fund or deny a request. Open memberships. Identify cross-selling opportunities and make appropriate recommendations of products and services to meet the financial needs of members. Develop and maintain an up-to-date and comprehensive knowledge of all credit union products and accounts and related policies and procedures. Our Benefits: Competitive salary Free benefit package (healthcare, dental, vision insurance, life, STD & LTD) Health Savings Account plus company contributions 401K plus up to 9% company contributions Paid time off (10 holidays, PTO, birthday day & volunteer time) Education reimbursement Annual merit raises Employee Assistance Program Your Future: Approximately half of our current team members have advanced through promotions or transfers within the Credit Union. We make it a priority to promote internal candidates whenever feasible, taking your professional goals into careful consideration. Join us and embark on a journey towards personal growth, where you’ll have the opportunity to develop new skills, expand your knowledge, and accomplish goals that enhance both your professional career and personal life. Who We Are: Bloom Credit Union is a division of WMCU. WMCU is a not-for-profit financial cooperative that proudly serves members at 11 locations across West Michigan. We are a local member owned and operated credit union that strives to meet our members where they are at, help them to grow financially and celebrate their successes. With a passion for community involvement, we are committed to supporting the communities our members and team members call home. WMCU is an Equal Employment Opportunity (EEO) employer, ensuring fair and unbiased employment practices.

Responsibilities

The Member Service Representative will assist members with the entire loan application process, including pulling credit reports, calculating debt-to-income ratios, and preparing documentation for underwriting decisions. Additionally, the role involves opening new memberships and identifying opportunities to cross-sell appropriate credit union products and services.