Mortgage Denial/HMDA Review Specialist at First Farmers Bank & Trust
Kokomo, Indiana, United States -
Full Time


Start Date

Immediate

Expiry Date

06 Feb, 26

Salary

0.0

Posted On

08 Nov, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Mortgage Products, Loan Processing, Compliance, Documentation Accuracy, HMDA Reporting, TRID Compliance, Attention to Detail, Communication Skills, Time Management, Lending Policies, Government Loans, File Management, Denial Management, Investor Regulations, Title Policies, Pipeline Management

Industry

Banking

Description
Description POSITION SUMMARY: Provides support for our mortgage and loan processing workflow. Expertise in Conventional and HELOC Mortgage products requiring knowledge of departmental procedures. Review and verifies loan documents for accuracy in reporting of Denied loans HMDA per Compliance and Investor regulations. Making certain that all loans are meeting the required TRID timelines. Maintains and prepares files on each loan type and ensures that information is complete and accurate. DUTIES: 1. Manage Denial Pipeline for TRID Compliance 2. Review presented loans for Denial 3. Manage eFolder for documentation accuracy 4. Issue Statement of Denial upon 2nd review confirmation 5. Verify/Correct HMDA Information on all loans required to report on LAR 6. Pull HMDA LAR report and review for accuracy 7. Track recorded documents and review final title policies to comply with investor regulations 8. Duties as assigned per Management Requirements RELATIONSHIPS/QUALIFICATIONS: 1. Responsible to the VP Director of Mortgage Operations/ LOS Administrator for the fulfillment of duties assigned 2. Must have good communication skills and the ability to work with all personnel 3. Must possess good computer skills and time management 4. Strong working knowledge of lending policies, procedures and documentation requirements a plus 5. Previous Mortgage loan experience with general knowledge of Government Loans a plus 6. Great attention to detail WORKING CONDITIONS: Normal office environment Extended viewing of computer screens Moderate lifting up to 25 pounds Repetitive hand and arm movement
Responsibilities
The Mortgage Denial/HMDA Review Specialist manages the denial pipeline for TRID compliance and reviews loans for denial. They ensure accurate reporting of denied loans in accordance with HMDA and investor regulations.
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