JOB DESCRIPTION

Mortgage Loan Officer

POSITION SUMMARY:

The purpose of this job is developing new business, underwriting, structuring, and the closing of commercial and consumer loans, as well as maintaining and servicing an existing portfolio. Represents the bank in local community through active participation in community affairs and participates in marketing all the bank’s products and services.

POSITION QUALIFICATIONS

Education: Required – Bachelor’s degree in business or finance or equivalent.
Preferred – Post –secondary certificate or degree, BA/BS degree preferred, experience will be considered.
Experience: Required – 3 to 5 years of Mortgage lending in banking or related field.
Preferred – 5 to 8 years of experience in banking or a related area

POSITION REQUIREMENTS

Competency Statement(s)

• Accountability (core value) – Always do what we say and hold one another accountable.
• Accuracy – Thorough with strict attention to detail; does work right the first time; identifies and corrects errors; produces complete and error free work.
• Active Listening – Gives full attention to what others are saying, attentive to others’ ideas and concerns; asks questions to clarify understanding.
• Conceptual Thinking – Notices similarities between different and apparently unrelated situations.
• Confidentiality (Core Value) – Always maintains strict confidentiality.
• Community Development (Core Value) – Always committed to community development.
• Critical Thinking – Apply rules and logic to situations; considers factors beyond the initial information given.
• Data entry – Proficient alpha/numeric data entry skills.
• Detail oriented – Concentrates on routing work details; carefully monitors and examines one’s own and others’ work; ensures accuracy in documentation and data.
• Ethical Conduct – Conducts oneself consistently with sound banking practices and standards, upholding the values of Guaranty Bank.
• Integrity (Core Value) – Always act with integrity and honesty.
• Respect (Core Value) – Always treats others with respect.

PHYSICAL REQUIREMENTS:

Physical requirements needed to perform the above essential duties, with or without reasonable accommodation, may be requested from Human Resources.
Frequency
Lbs.
Sitting
80%
Standing
10%
Walking
10%
Fine Manipulation of hands
85%
Lifting
Daily
10 lbs.
Carrying
Daily
10 lbs.
Pushing/Pulling
Seldom
Bending/Squatting
Occasional
Reaching/Overhead
Occasional
Stress Level
High at times
General notice:
The bank has reviewed the job description to ensure the essential functions and basic duties are current. This job description describes the general nature and level of work performed by the employee holding this position. It provides guidelines for the job expectations and the knowledge, skills, and abilities necessary to perform successfully in this position. This job description in no way states or implies that these are the only duties to be performed. Additional duties and responsibilities may be assigned by supervisors as deemed appropriate. This position does not constitute an employment agreement between the Bank and employee. This position description is subject to change as the needs of the bank and the requirements of the position change.

Please refer the Job description for details