JOB OVERVIEW

We are seeking a motivated and detail-oriented Loan Officer to join our dynamic team. In this role, you will be responsible for guiding clients through the loan application process, ensuring compliance with financial regulations, and providing exceptional customer service. The ideal candidate will have a strong background in financial services, excellent negotiation skills, and a thorough understanding of mortgage products and underwriting processes.

REQUIREMENTS

• Proven experience as a Loan Officer or in a similar role within the financial services industry.
• Strong understanding of loan processing, underwriting, and mortgage servicing.
• Proficiency in financial sales techniques and customer service best practices.
• Familiarity with accounting software and financial software applications.
• Excellent negotiation skills with the ability to communicate effectively with clients.
• Basic math skills and proficiency in 10 key typing for accurate data entry.
• Knowledge of contracts, banking procedures, and credit analysis principles is preferred.
• Ability to work independently as well as part of a team in a fast-paced environment.
  Job Types: Full-time, Part-time
  Pay: $82,089.72 - $122,774.72 per year
  Expected hours: 10 – 40 per week

Benefits:

• Flexible schedule
• Work from home

Work Location: Hybrid remote in Westminster, MD 2115

• Assess client financial situations to determine appropriate loan products.
• Guide clients through the loan origination process from application to closing.
• Conduct credit analysis and evaluate borrower creditworthiness.
• Prepare and review loan documents, ensuring compliance with Fair Housing regulations and TILA guidelines.
• Negotiate loan terms with clients while maintaining company policies.
• Utilize financial software and accounting tools for accurate record keeping and reporting.
• Maintain knowledge of FNMA guidelines and mortgage servicing standards.
• Collaborate with escrow agents, underwriters, and other stakeholders to facilitate smooth transactions.
• Provide ongoing customer service support throughout the loan process.