Mortgage Loan Officer (MLO) at Universal 1 Credit Union

Beavercreek, Ohio, United States -

Full Time

Start Date

Immediate

Expiry Date

05 Jun, 26

Salary

0.0

Posted On

07 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Loan Application Process, Financial Situations Evaluation, Loan Options Advice, Closing Guidance, Sales Targets Achievement, Compliance Standards Adherence, Nmls Certification, Driver's License Possession, First Mortgage Loans Originating, Credit Union Services Knowledge, Legal And Regulatory Requirements, Communication, Interpersonal Abilities, Financial Math Skills, Loan Risk Assessment, Mortgage Loan Products Knowledge

Industry

Banking

Description

Universal 1 Credit Union (U1) is a not-for-profit financial institution that exists to create personal, community and financial wellbeing. Our way of life is centered on being Trustworthy, Friendly, and Reliable and our go-to phrase is "Beyond What You Expect". POSITION PURPOSE As a Mortgage Loan Officer at U1, you will play a crucial role in assisting members through the mortgage application process. You will be responsible for evaluating clients' financial situations, providing expert advice on loan options, and guiding them from application through to closing. Your goal will be to deliver excellent member service while meeting the company's sales targets and compliance standards. Is aligned with and promotes U1 values. QUALIFICATIONS Education/Certification: High school graduate or equivalent. Bachelor's degree in finance, business, or a related field preferred Active NMLS Certification. Additional licenses may be required Possession of a valid driver's license, some local travel required Experience Required: Minimum of 2 years of experience as a Loan Officer with any type of mortgage loan experience is required. Minimum of two years previous experience originating first mortgage loans is preferred. Knowledge/Skills/Abilities: Must be willing and able to work evenings, weekends, and be on call. Understanding of the Credit Union's field of membership. Thorough knowledge of Credit Union services and products. Understanding of related legal and regulatory requirements. Excellent communication and interpersonal abilities Strong interviewing and written communications skills Well-organized with strong attention to detail Strong financial math skills Ability to analyze financial documents and assess loan risk. Knowledge of mortgage-related requirements, procedures, and underwriting criteria. Understanding of mortgage loan processing functions Experience with loan closing procedures and document preparation. Advanced knowledge of mortgage loan products – FHA/VA, conventional, construction lending and portfolio programs Knowledge of Microsoft Office products Highly organized, detail-oriented, and capable of managing multiple tasks in a fast-paced environment.

Responsibilities

The Mortgage Loan Officer will assist members through the mortgage application process by evaluating their financial situations and providing expert advice on available loan options. The role requires guiding members from application through to closing while ensuring excellent member service and meeting sales targets and compliance standards.