Mortgage Loan Originator at Florence Bank

Northampton, Massachusetts, United States -

Full Time

Start Date

Immediate

Expiry Date

25 May, 26

Salary

114444.0

Posted On

24 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Origination, Sales, Business Relationship Development, Customer Service, Financial Analysis, Credit Analysis, Regulatory Compliance, HMDA Compliance, Loan Processing, Cross-Selling, Communication, Problem-Solving, Computer Software Utilization, Community Relations

Industry

Banking

Description

Are you looking for an employer that provides 5 weeks of PTO and benefits upon hire, focuses on advancement opportunities, and has an overall average employee tenure of a decade? With tuition reimbursement, wellness incentives, and a 401K plan with dollar-for-dollar match, Florence Bank has it all! At Florence Bank, we offer: * Competitive salary * Generous paid time off * Hybrid work schedule after successfully completing 6 months of employment * 12 paid holidays * Dynamic work culture * Fun work environment * Weekly pay schedule * Medical, dental, vision and life insurance upon hire * 401K plan with dollar-for-dollar match * Profit sharing bonus after two full calendar years of employment * Robust wellness program with monetary incentives * $5,000 tuition reimbursement each calendar year We are currently seeking candidates to join our exceptional team for the following position: Job Title: Mortgage Loan Originator Location: Main Office Salary Range: $80,110.80 To $114,444.00. (This position is base pay salary only) *Compensation for this position is commensurate with experience. The posted range is intended to provide a general estimate and does not guarantee a specific rate of pay. Position Summary: The Mortgage Loan Originator (MLO) proactively solicits and produces new residential mortgage business to meet established loan quality and production goals. In this on-going sales role, the MLO continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. The network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the MLO’s regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. The MLO responds to customer inquiries and referrals that are generated from both their own contacts and from other Florence Bank business channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating commitment to professional ethics, complying with all Federal and State regulations and adhering to HMDA requirements. Essential Functions: 1. Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and business partners. 2. Consistently meet expectations of teamwork, punctuality and regular, reliable attendance. 3. Develops and stays current with the Bank’s loan policies. 4. Originates quality residential mortgage loans and increases volume, as necessary. 5. Keeps abreast of changes in state and FDIC regulations and maintains integrity in the lending function. 6. Develops and maintains successful relationships with business referral sources, existing and prospective. 7. Cross-sells other Bank products and services. 8. Advises potential mortgage customers of available government lending programs that are available. 9. Assists in the design of new mortgage products when appropriate and necessary. 10. Maintains a high profile for the Bank as a community spirited lender through interaction with local housing groups and community minded associations. 11. Participate in community efforts to promote home ownership. 12. Achieves production goals as established by Florence Bank. Other Responsibilities: Assumes additional responsibilities, as requested. Education, Experience, and Skills Required: The following skills, experience, or background are necessary (with or without reasonable accommodation) for this position. 1. A bachelor’s degree in business or marketing or the equivalent work-related experience. 2. 3-5 years’ prior experience in mortgage origination. 3. National Mortgage Licensing System (NMLS) ID number or ability to obtain NMLS ID number. 4. Strong verbal and written communication skills. 5. Strong analytical and problem-solving skills. 6. Ability to provide a high level of customer service and cross selling of bank products and services. 7. Demonstrated ability to utilize computer software programs. 8. Demonstrated participation in community relations and business development programs. Physical Demands/Conditions Requirements: 1. General office environment. 2. Frequent use of computer. Equipment Used: * General office equipment. All employees handling customer accounts and transactions have a duty to report apparent suspicious activity and OFAC matches to the BSA Officer and the Security Officer. Florence Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.

How To Apply:

Incase you would like to apply to this job directly from the source, please click here

Responsibilities

The Mortgage Loan Originator proactively solicits and produces new residential mortgage business to meet established quality and production goals while continually developing a network of referral sources. This role involves conducting interviews, analyzing financial data, advising customers on product guidelines, and ensuring exceptional customer service throughout the loan process.