Mortgage Loan Originator at Gulf Coast Bank & Trust

Fort Walton Beach, Florida, United States -

Full Time

Start Date

Immediate

Expiry Date

07 May, 26

Salary

0.0

Posted On

06 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Loan Origination, Client Support, Financial Goal Achievement, Loan Application Processing, Loan Closing, Generating New Loans, Realtor Relations, Customer Inquiries, Internal Referrals, Customer Education, Loan Programs, Cross-selling, Relationship Building, Planning, Organization, Detail Oriented

Industry

Banking

Description

Description Summary The Mortgage Loan Originator will assist clients and provide excellent support throughout the home-buying process. The ultimate goal is to help clients realize and meet their financial goals be responsibly advising them throughout the mortgage loan process from application to closing. Responsibilities Generates new mortgage loans through realtors, customer inquiries and internal referrals for both owner and non-owner-occupied properties. Interview customers and educate them on loan programs available. Cross-sells GCB&T products. Works to build image of GCB and multiple customer relationships. Performs other duties as assigned. Requirements Skills/Experience/Education High school diploma or equivalent with some college coursework preferred. Minimum 2-5 years of sales experience preferred. Knowledge of mortgage finance. Needs a good understanding of how mortgage programs work (including guidelines for approval) with ability to write or verbally communicate details of programs to customers. Should have high degree of planning and organizational skills; be detail oriented. Sales skills to gain new business and obtain acceptance of new programs. This position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Employment is contingent upon meeting initial and ongoing registration requirements, including acceptable background investigation results. Essential Mental & Physical Requirements Ability to travel if required to perform the essential job functions. Ability to work under stress and meet deadlines. Ability to read and interpret a document if required to perform the essential job functions. Prolonged periods of sitting at a desk and working on a computer may be required. Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Gulf Coast Bank & Trust Company and its subsidiaries is committed to a diverse and inclusive workforce. We are committed to equal employment opportunities without regard to race, color, genetic information, religion, sex, affectional or sexual orientation, gender identity or expression, age, marital status, military and veteran status, physical and mental disability, and any other characteristic protected by applicable law. We believe in attracting, retaining, and promoting quality talent and recognize that our diversity is critical to the success of the company.

Responsibilities

The Mortgage Loan Originator will support clients throughout the home-buying process, aiming to help them meet financial goals by advising them responsibly from loan application through closing. Responsibilities include generating new mortgage loans via realtors, inquiries, and referrals for owner and non-owner-occupied properties.