Mortgage Loan Originator at LIBERTY FEDERAL CREDIT UNION

Indianapolis, Indiana, United States -

Full Time

Start Date

Immediate

Expiry Date

05 Aug, 26

Salary

0.0

Posted On

07 May, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Loan Sales, Credit Evaluation, Business Development, Regulatory Compliance, Networking, Financial Analysis, Communication Skills, Multitasking, Lead Management, Customer Relationship Management

Industry

Banking

Description

Liberty FCU, a full-service credit union, is currently seeking applicants to fill a Mortgage Loan Originator role in the Northern Indianapolis (Westfield/Noblesville/Carmel/Fishers/Zionsville), IN area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop outside business to drive loan volume is required. Experience with mortgage loan sales is required. If you are interested in this position, please proceed by clicking Apply. Duties and responsibilities include but are not limited to the following: * Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval. * Evaluate credit of prospective borrowers for qualification purposes. * Diligently pursue leads provided. * Contact prospective borrower leads via telephone, email, or face to face. * Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal. * Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending. * Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs. * Maintain knowledge of available loan products, processing procedures and underwriting guidelines. * Prospect and network, building relationships with realtors, builders and other referral partners. Qualifications: * Bachelor's degree preferred. * 2-3 years of mortgage origination experience is preferred. * Excellent communication skills to talk to clients about loan particulars and their personal financial details. * Excellent mathematical and statistical analysis ability. * A sound knowledge of the terms and conditions of different kinds of loans. * Strong logical thinking. * Ability to keep updated on new loan reforms and laws. * Ability to obtain federal registration/NMLS. Benefits and Compensation: * Incentive opportunities * Paid Holidays * Paid Time Off (Vacation, Sick and Personal Days) * Medical, Dental and Vision Insurance * 401(k) retirement program with matching funds * Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance * Tuition Reimbursement Program Reporting relationships: This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports. Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.

Responsibilities

The role involves conducting loan interviews, evaluating borrower credit, and managing the mortgage application process. It also requires proactively prospecting and networking with realtors and builders to drive loan volume.