Mortgage Loan Processor at Century Bank

Mobile, Alabama, United States -

Full Time

Start Date

Immediate

Expiry Date

19 Jul, 26

Salary

0.0

Posted On

20 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan processing, Compliance, Mortgage lending, Documentation management, Customer service, NMLS compliance, Appraisal coordination, Title insurance, Data entry, Organizational skills, Communication skills, Computer literacy, Notarization, Regulatory knowledge

Industry

Banking

Description

Description Summary: Assists in the implementation of programs , policies, and practices to ensure that all departments are in compliance with federal, state and regulatory requirements. Assist Mortgage Originator as needed. Essential Functions Prepares, schedules, and executes consumer, residential, equipment, SBA, commercial building and business loans in compliance with the Bank’s lending policies and procedures as well as applicable Federal and State Regulations. Ensures all necessary loan documentation, including credit reports, verifications, and tax returns are properly collected and executed. Record, prepare continuations, and/or cancel titles, UCC’s and deeds of trust. Request final titles from attorneys, request title insurance on real estate loans, request construction endorsements. Order appraisals, request construction inspections. Work exception report. Assist customers in making draws and payments on lines of credit. Notarize documents as needed. Have discussions with buyers/sellers, realtors and attorneys as needed. File/Scan loan documents. Assist in preparation of loan packages for committee approval. Remit completed loans to loan operations for uploading. Deposit all fees collected at time of application or closing. Assist loan officer as requested. Provide back-up to other areas of the branch if needed. Must be in good standing with NMLS. Performs other duties as assigned. Requirements Education and Experience Graduation from high school or equivalent GED Some college or postgraduate technical training preferred A minimum of two year’s job-related experience is preferred Excellent communication skills both verbal and written Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition and grammar. Above average computer and keyboard skills. Good organizational skills. Other Must be neatly dressed and well groomed. Required to complete all compliance and e-learning courses by due date. Must adhere to all bank policies and procedures

Responsibilities

The Mortgage Loan Processor assists in the implementation of lending policies and ensures all loan documentation is properly collected and executed in compliance with federal and state regulations. They also support mortgage originators, coordinate appraisals and titles, and assist customers with loan draws and payments.