Mortgage Loan Processor - Experienced at Equity Resources, Inc

Newark, Ohio, United States -

Full Time

Start Date

Immediate

Expiry Date

12 Jan, 26

Salary

0.0

Posted On

14 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Processing, Conventional Loans, FHA Loans, VA Loans, USDA Loans, Encompass LOS, Client Management, Attention to Detail, Interpersonal Skills, Customer Service, Document Verification, Loan File Management, Credit Bureau Management, Underwriting Support, Pipeline Management, Team Collaboration

Industry

Financial Services

Description

Description Are you an experienced mortgage processor who’s been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of no layoffs during the down-season? A company whose goal and purpose is to Improve the Lives of Families? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals. Why you’ll love working here Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark’s historic downtown square. (Remote work is available for candidates located outside of Central Ohio). Choose from flexible hours: 8:30 AM – 5:00 PM with a 30-minute lunch, or 8 AM – 5 PM / 8:30 AM – 5:30 PM with a 1-hour lunch. Generous PTO, 10 paid holidays, plus a day off for your birthday! Full benefits package (including pet insurance!) first of the month after your first 30 days. 401(k) option with a generous company match —helping you grow your retirement savings faster. Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer. Join a stable, employee-focused company that’s been growing since 1993. Requirements Minimum of 3-years of recent experience processing a full complement of Conventional, FHA, VA, and USDA loans. Must reside in a state in which Equity Resources is currently licensed. Must have experience supporting multiple loan officers/originators. Must have experience working in the Encompass LOS. Ability to handle up to 30+ client loan files simultaneously. Work independently with minimal supervision, applying sound judgment and attention to detail. Organized and thorough in gathering borrower information, verifying documents, and managing files from preapproval to closing. Strong interpersonal skills with the ability to build trust and communicate effectively with borrowers, team members, and third-party vendors. What your day will look like The primary objective of the Mortgage Loan Processor is to make sure loans are fully processed, submitted, approved, closed, and funded with minimal involvement from the Loan Officers/Originators. You will work to obtain and review all client documents, review for accuracy and completeness, and assure that all supporting documentation is sufficient for the borrower and subject property in order to close and fund the loan. You will be responsible for the team pipeline to ensure all closing dates and commitment dates are met. You will interact with the Loan Officers, Underwriters, Back Office, and Closers. You will foster an atmosphere of exceptional customer service and a work environment that is edifying and supportive, creating Raving Fans both internally and externally. The following duties would be applicable: Throughout the mortgage process, serve as a primary point of contact by answering phone calls and providing timely updates to internal and external customers. Manage and process up to 30+ client loan files simultaneously using internal systems, keeping accurate documentation for each loan. Monitor loan progress and follow up on outstanding items to ensure timely completion of the loan package. Determining financial documents needed for the processing of the mortgage loan. Pulling Credit Bureaus and working with the Credit Bureau to update customer accounts. Order and follow up on third-party items such as title, VOEs, VODs, insurance, and appraisals. Submitting customer files through automated underwriting. Ensure all loan packages are complete and compliant before submitting to underwriting. Following up with the underwriter for approvals and work on conditions. Supporting the Company’s strong relationship of “Raving Fan Service” culture through on-going customer contact, quality customer service, and superior product knowledge. Adhere to company policies, procedures, and ethical standards. Perform additional duties as needed to support individual loan files and team goals. About Us Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 21 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 32nd year in business and are continuing to grow! Come join our team! Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k); company-paid life insurance; and much more! Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.

Responsibilities

The Mortgage Loan Processor is responsible for ensuring loans are fully processed, submitted, approved, closed, and funded with minimal involvement from Loan Officers. This includes managing client documents, ensuring accuracy, and maintaining communication with various stakeholders throughout the mortgage process.