Mortgage Loan Processor III at Sunflower Bank NA

Irvine, California, United States -

Full Time

Start Date

Immediate

Expiry Date

28 Sep, 26

Salary

36.0

Posted On

30 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Loan Processing, Income Calculation, DU Requirements, Microsoft Office Suite, Data Entry, Compliance, Underwriting Support, Loan Documentation Review, Interpersonal Skills, Multi-tasking, Attention To Detail, Verbal Communication, Written Communication

Industry

Banking

Description

Description At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Processor III at our Irvine, CA location. Fully remote options available. The hourly rate for this position is $33.00 - $36.00 per hour depending on knowledge, skills, abilities, experience, and location. Description: A Processor supports loan applicants, loan officers, underwriters and appropriate third parties by ensuring the timely, accurate and compliant processing of mortgage loans. A Processor reviews, verifies, and completes collection of documentation to prepare loan applications for underwriting decisions. Level III processors handle a substantial variety of loan applicants and applications. Responsibilities: Documentation (Review and Verification) – Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. This includes satisfying DU requirements and calculation of income prior to underwriting submission. Intermediate Processing – Master the process for a substantial variety of loan types (conventional, FHA, fixed, conforming, refinance, purchase, Texas 50(a)(6)), property types (primary, secondary, investment) and income types (W2, retired, self-employed). Communication (Internal and External) – Accurately inform each applicant, loan officer, underwriter or appropriate third party about loan application status and issues to resolve. Computer Skills – Accurately enter loan application data into the computerized loan processing system to make available to all appropriate personnel. Conduct online research. Closing Support – Assist other departments in preparing loan closings by informing parties of final approval and performing other related tasks. Deadlines – Consistently hit ongoing tight deadlines with regard to underwriting, closing, etc. Compliance – Meet rules, obligations, timelines and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation. Education / Experience Preferred: Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position preferred but not required. Proficient in Microsoft Office Suite. Minimum 5 years on directly processing experience. Excellent verbal and written skills. Professional and leadership qualities. Ability to maintain confidentiality. Attention to detail. Basic math skills. Data entry skills. Calculating Income. Satisfy DU Requirements. Interpersonal skills. Multi-tasking skills. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at www.sunflowerbank.com/careers. You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Responsibilities

The Processor ensures the timely and compliant processing of mortgage loans by reviewing and verifying documentation for underwriting decisions. They manage a variety of loan types and communicate status updates to applicants, loan officers, and underwriters.