Mortgage Quality Control Analyst at MetaSource

Draper, Utah, United States -

Full Time

Start Date

Immediate

Expiry Date

18 Sep, 26

Salary

0.0

Posted On

20 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Underwriting, Quality Control, Post-Closing Review, Regulatory Compliance, Analytical Skills, Investigative Skills, Written Communication, Verbal Communication, Risk Mitigation, Audit Documentation

Industry

IT Services and IT Consulting

Description

Description Quality Control Mortgage Post-Close Analysts performs comprehensive reviews of closed mortgage loan files to verify adherence to underwriting guidelines, federal and state regulations, investor requirements, and company policies. This role identifies deficiencies, documents findings, recommends corrective actions, and helps mitigate operational and compliance risks. Responsibilities: Conduct post-closing quality control reviews of mortgage loan files. Review income, assets, credit, collateral, and occupancy documentation for accuracy and compliance. Ensure compliance with agency guidelines, investor requirements, and applicable federal and state regulations. Evaluate loan documentation for completeness, accuracy, and consistency. Identify underwriting, compliance, documentation, and data integrity defects. Assign defect severity levels and document findings in quality control reports. Communicate review results and corrective action recommendations to management and operational teams. Track and monitor defect trends to identify systemic issues and opportunities for process improvement. Maintain knowledge of current mortgage lending regulations, underwriting guidelines, and investor updates. Requirements Required Qualifications 3–5+ years of mortgage underwriting, quality control, auditing, or post-closing experience. Strong knowledge of: Conventional underwriting guidelines FHA, VA, and USDA loan programs Non-QM and DSCR programs Agency requirements (Fannie Mae and Freddie Mac) Federal mortgage regulations including TRID, RESPA, TILA, ECOA, HMDA, and Fair Lending Experience reviewing mortgage loan documentation and underwriting decisions. Strong analytical and investigative skills. Excellent written and verbal communication abilities. Ability to manage multiple reviews and meet established deadlines. Preferred Qualifications DE Underwriter certification. SAR/LAPP authority. Mortgage Quality Control certification or related industry credentials. Experience with investor audits and regulatory examinations. Knowledge of secondary market requirements. Employment is contingent upon completing and passing a background check and drug test. MetaSource is an equal opportunity employer.

Responsibilities

Perform comprehensive reviews of closed mortgage loan files to ensure adherence to underwriting guidelines and federal regulations. Identify deficiencies, document findings, and recommend corrective actions to mitigate operational risks.