Be part of a team that’s committed to making a difference. We believe in our work and our customers.

5+ YEARS OF DEDICATED RESIDENTIAL LOAN UNDERWRITING EXPERIENCE.

• Proven experience underwriting FHA and VA residential mortgage loans.
• Demonstrated experience working in a fast-paced, dynamic environment.
• Strong analytical skills with the ability to interpret complex data.
• Track record of producing accurate and detailed work on multiple projects under pressure.
• Experience researching information, problem-solving, and making sound business decisions.
• Proven ability to effectively manage relationships with internal and external partners.
• Hands-on experience with Encompass, Fannie Mae Desktop Underwriter (DU), and Freddie Mac Loan Prospector (LP).
• Experience with repurchase response and/or rebuttal review and preparation.
• Experience working with Mortgage Brokers.

KNOWLEDGE AND SKILLS:

• Solid understanding of current business acumen, customer service, and interpersonal best practices.
• In-depth knowledge of desktop underwriting programs.
• Comprehensive understanding of federal and state mortgage servicing requirements and processes.
• Strong knowledge of FHA, VA, USDA, FNMA, and FHLMC policies and guidelines.
• Solid understanding of mortgage loan processing, compliance, investor products, and underwriting guidelines.
• Knowledge of mortgage insurance (MI) guidelines and various fraud tools.
• Understanding of processing and closing functions and the overall real estate lending process.

EDUCATION (PREFERRED):

• Associate’s Degree or equivalent work experience.

As an Underwriter, you will be responsible for a comprehensive credit risk analysis of loan transactions, ensuring adherence to company, agency, and investor guidelines, along with geographic and compliance requirements. Your key responsibilities will include: