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Mortgage Underwriter at State Savings Bank

Traverse City, Michigan, United States -

Full Time

Start Date

Immediate

Expiry Date

18 Aug, 26

Salary

0.0

Posted On

20 May, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Underwriting, Risk Assessment, Credit Report Analysis, Collateral Review, Real Estate Appraisal Review, Title Commitment Review, Mortgage Builder Software, Loan File Management

Industry

Banking

Description

Description · Verifies application data meets underwriting guidelines · Work with Loan officers on follow up of loan files · Review credit report, assess income/asset/previous credit history to determine risk · Review the collateral information, real estate appraisals · Reviews title commitment · Update any additional loan information into Mortgage Builder · Communicates with all parties involved in loan · Complete pre closing credit reports · Verifies that file is accurate and ready for closing Requirements Minimum 2 years underwriting experience In-person position in Traverse City, MI

Responsibilities

The role involves verifying application data against underwriting guidelines and assessing risk through credit, income, and asset reviews. The underwriter also reviews collateral and title commitments to ensure files are accurate and ready for closing.