NAM Corporate Credit Underwriter – Energy, Senior Vice President at Citi

Houston, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

13 Apr, 26

Salary

0.0

Posted On

13 Jan, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Communication Skills, Diplomacy Skills, Staff Management, Financial Analysis, Collateral Analysis, Loan Compliance, Industry Research, Training Skills, Analytical Skills, Organizational Skills, Attention to Detail, Problem Recognition, Teamwork, Spreadsheet Applications, Accounting Theory, Credit Underwriting

Industry

Financial Services

Description

Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Responsible for handling staff management issues, including resource management and allocation of work within the team/project. Assist bankers and Underwriters in underwriting requests for credit extensions for new and existing clients, and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions. Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate in order to evaluate collateral performance and changes in trends, as well as to assess repayment capacity based secondary sources of repayment. Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement. Coordinate with bankers on customer calls and site visits, when appropriate. Perform industry and geographical research and other due diligence as needed. Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles. Provide backup to the team manager in workflow distribution and monitoring as needed. Recommend changes to process to achieve greater efficiency. 10+ years of experience in similar roles Candidate must have previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus) Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner Effective written and verbal communication skills Problem recognition and resolution skills Ability to work autonomously and within a team Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software Bachelor's degree in Finance or Accounting. Master's degree preferred Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Jan 19, 2026 ------------------------------------------------------

Responsibilities

The role involves assisting bankers and underwriters in credit extension requests and conducting detailed financial analyses. Additionally, the position includes staff management and training responsibilities.