Parabroker/ Credit Analyst (End-to-End) - 082 at D2B

, , Philippines -

Full Time

Start Date

Immediate

Expiry Date

17 May, 26

Salary

110000.0

Posted On

16 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Parabroker, End-to-End Processing, Loan File Management, Income Analysis, Credit Assessment, Lender Selection, Valuation Coordination, Compliance, Broker Engine, Diary Notes, Loan Submission, MIR Management, Fact Find Analysis, Credit File Analysis, Attention To Detail

Industry

Financial Services

Description

Job Title: Parabroker/ Credit Analyst (End-to-End) Salary: PHP 80,000 to PHP 110,000 Working Hours: Mondays to Fridays; 8:30 AM to 5:30 PM Brisbane Time Holidays: TBD Role Overview: We are seeking an experienced Credit Analyst / Parabroker to manage loan files end-to-end from broker handover to settlement. This is a fully autonomous role supporting one broker. You will drive files forward, manage timelines, analyse income (PAYG and self-employed), assess credit and liabilities, select lenders, coordinate valuations, and ensure compliance, all without micromanagement. Strong attention to detail, critical thinking, and proactive file management are essential. Duties and Responsibilities: End-to-End File Management Drive loan files from broker handover through document collection, analysis, submission, settlement, and post-settlement Conduct living expense analysis Analyse PAYG income including payslips, salary credits, and salary sacrifice arrangements Analyse self-employed income (full doc assessment) Pull and assess credit files Identify liabilities from Fact Find, credit file, and bank statements Conduct lender research, policy checks, and product recommendations Complete detailed diary notes for internal records and submission Loan Submission & Processing Prepare and package loan applications in Broker Engine Order valuations and manage through to completion Manage pricing requests Liaise with XSource regarding MIRs and loan documents Action returned MIRs and documents within expected timeframes Track and manage lender conditions Compliance & Documentation Standards Ensure strict compliance with lender policies and internal procedures Rename and file all documents according to required naming conventions (no exceptions) Save documents in correct folders immediately upon receipt Edit all email templates and forms to ensure accuracy before sending Ensure specialised documents are collected for complex scenarios (e.g., separation agreements, guarantor documents, bridging requirements) Modify document requests to reflect actual deal circumstances (e.g., single applicant vs joint) Settlement & Timeline Management Track finance and settlement dates independently using Broker Engine and/or calendar tools Follow up lenders, solicitors, and conveyancers Ensure no file remains inactive beyond three days without valid reason Escalate issues early and proactively Must Haves: At least 3 years of experience as a Credit Analyst or Parabroker (end-to-end processing required) Strong understanding of the 5 C’s of Credit and lender credit policy Experience analysing PAYG and self-employed income Proficiency in CRM systems and Microsoft Office Experience using Broker Engine (highly regarded) Experience with Quickli and lender servicing calculators Experience pulling and analysing credit files Knowledge of lender servicing calculators and broker portals Experience ordering valuations and managing settlements Strong attention to detail and organisational skills Excellent written and verbal English communication skills Ability to work autonomously and drive files without micromanagement Nice to Have: Prior banking experience Experience working with AFG Strong lender policy and scenario knowledge

Responsibilities

This role involves managing loan files autonomously from broker handover through to settlement, requiring end-to-end file management including document collection, analysis, submission, and post-settlement tasks. Key duties include conducting living expense analysis, assessing PAYG and self-employed income, pulling credit files, and ensuring strict compliance with lender policies and internal procedures.