WHO WE ARE:

Payments, Orchestrated.
Chattanooga-based Transcard offers comprehensive global payment orchestration solutions for banks, fintechs, and businesses. Our embedded payment solutions enable seamless transactions, collaboration, and data sharing with customers and suppliers worldwide. Features include disbursements, receivables, account-to-account payments, cross-border payments, AI insights, and supply chain financing.
Transcard’s solutions combine multi-rail capabilities, embedded workflows, system of record integration, effortless reconciliation, and bank-grade security to support B2B and B2C payments for businesses of all sizes. Streamline financial operations with digital payments, monitor real-time activity, reduce fraud risk, and improve customer and vendor experience with an all-in-one payment portal.

EDUCATION AND/OR CERTIFICATIONS:

• Associate’s or Bachelor’s degree required; Bachelor’s in Legal Studies, Business, Political Science, or related field preferred.
• ABA-approved Paralegal Certificate or equivalent combination of education and experience.
• Additional compliance, risk, or AML certifications a plus (e.g., ACAMS, CRCM, Certified Paralegal).
• Experience in payments, open banking, or financial technology preferred.
• Familiarity with FINTRAC (Canada), PSD2/Open Banking (UK/EU), and GDPR preferred.
• Experience with multi-jurisdictional licensing and regulatory filings preferred.
• Understanding of AML/KYC processes preferred.
• Exposure to corporate governance and board support preferred.
• Additional languages (e.g., French, Spanish) for cross-border coordination preferred.
  The above statements are intended to describe the general nature and level of work performed by people assigned to this classification. They are not intended to be a complete list of duties performed.
  No resumes from 3rd party vendors will be accepted at this time

Requirements:

• 3+ years as a paralegal or legal assistant, preferably in fintech, payments, banking, or other regulated industries.
• Strong knowledge of US federal and state financial services laws (e.g., BSA/AML, Reg E, NACHA, money transmission).
• Proven experience supporting attorneys or senior leadership in corporate, regulatory, or transactional matters.
• Skilled in contract review, drafting, and document management.
• Excellent legal research, writing, and organizational skills with high attention to detail.
• Proficient in Microsoft Office and legal research tools; familiarity with contract management systems preferred.
• Eagerness to learn and support legal/compliance matters for Canada, UK, and EU

• Assist the CRO in managing and coordinating work with external legal counsel on US, Canada, UK, and EU legal and regulatory matters.
• Provide research, document preparation, and follow-up for multi-jurisdictional projects, learning applicable international frameworks (e.g., PSD2, Open Banking UK, FINTRAC).
• Maintain organized records of legal documents, contracts, and correspondence across all jurisdictions.
• Draft, review, and edit routine agreements, NDAs, and amendments under attorney supervision.
• Track key legal, licensing, and regulatory deadlines in multiple jurisdictions.
• Support research and analysis on applicable US laws, rules, and regulations impacting payment initiation, open banking, and financial services (e.g., BSA/AML, EFTA/Reg E, state money transmission laws).
• Assist with Canada, UK, and EU filings, renewals, and documentation requirements as directed.
• Support responses to regulatory inquiries, audits, or examinations, including document collection and preparation of draft responses.
• Maintain and update the company’s multi-jurisdictional contract repository and template library.
• Track contract lifecycles, renewals, and key terms for internal stakeholders.
• Prepare summaries highlighting key contractual obligations or risks.
• Liaise with internal teams (compliance, risk, finance, product) to gather information for legal projects.
• Assist in preparing presentations, reports, and status updates for executive leadership.
• Participate in projects that provide on-the-job learning for international fintech regulations.

Requirements:

• 3+ years as a paralegal or legal assistant, preferably in fintech, payments, banking, or other regulated industries.
• Strong knowledge of US federal and state financial services laws (e.g., BSA/AML, Reg E, NACHA, money transmission).
• Proven experience supporting attorneys or senior leadership in corporate, regulatory, or transactional matters.
• Skilled in contract review, drafting, and document management.
• Excellent legal research, writing, and organizational skills with high attention to detail.
• Proficient in Microsoft Office and legal research tools; familiarity with contract management systems preferred.
• Eagerness to learn and support legal/compliance matters for Canada, UK, and EU.