Payment Lifecycle Associate II at JPMC Candidate Experience page

Bengaluru, karnataka, India -

Full Time

Start Date

Immediate

Expiry Date

22 Sep, 26

Salary

0.0

Posted On

24 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Analytical Mindset, Risk Management, Stakeholder Management, Excel, UT Macros, Payment Operations, Cash Management, Operational Controls, Data Integrity, Communication Skills, Problem Solving, Process Improvement

Industry

Financial Services

Description

Join a team shaping the future of digital payments and drive your professional growth. Become a pivotal leader at the forefront of revolutionizing payment operations, where your expertise will help drive efficiency across our financial systems. As a Payment Lifecycle Associate II within Payments Operations, you will play a critical role in ensuring the firm’s largest and most time-sensitive payment positions are accurately managed, controlled, and communicated. This is a unique opportunity to operate at the intersection of Treasury, Payments, and Risk, where your insights directly influence decision-making and financial outcomes across the organization. Within the Cash Asset Management Utility, a firmwide function spanning 160+ professionals across seven global locations, you will contribute to delivering resilient, scalable cash management solutions that enable the firm to safely manage its balance sheet. Job responsibilities * Own and oversee large-value currency positions, ensuring precision, timeliness, and data integrity * Identify and investigate discrepancies; proactively manage risk through escalation and resolution * Operate with a strong control mindset; ensure issues are owned and resolved end-to-end * Support supervisory processes aligned with regulatory expectations (e.g., Series 99) * Communicate clearly and credibly with stakeholders at all levels * Collaborate with service leads, operations, and change teams to improve outcomes and enhance service delivery * Lead/contribute to initiatives that reduce manual exceptions, enhance data quality, and increase operational resilience * Identify opportunities to simplify workflows and strengthen the end-to-end process * Contribute to team coverage in a dynamic, global operating model * Support a collaborative and inclusive culture by sharing best practices and ideas Required qualifications, capabilities, and skills * Strong analytical mindset; attention to detail; ability to perform under pressure * Proven ability to manage multiple priorities in a time-critical environment * Confidence to challenge, escalate, and influence decision-making * Solid understanding of risk and controls in an operational setting * Strong communication skills; ability to engage and influence stakeholders * Strong Excel skills, including ability to build/manage UT Macros * Ownership-driven mindset (accountability and follow-through to resolution) * Continuous-improvement mindset (actively seeks efficiency/simplification) * Collaborative mindset (builds partnerships across teams and functions) Preferred qualifications, capabilities, and skills * Experience in payments, cash management, or financial operations JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs [https://careers.jpmorgan.com/us/en/how-we-hire/faqs] for more information about requesting an accommodation. J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Responsibilities

Manage and oversee large-value currency positions to ensure precision, timeliness, and data integrity. Collaborate with global teams to reduce manual exceptions and enhance operational resilience within the cash management utility.