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Payments Solutions Architect at NTT DATA

Charlotte, North Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

19 Mar, 26

Salary

0.0

Posted On

19 Dec, 25

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Payments, ACH, Wire Payments, SWIFT, Real-Time Payments, API-Driven Solutions, Cloud Architecture, Microservices, Event-Driven Patterns, Payment Modernization, Integration Patterns, Data Flows, Security Standards, Compliance, Performance Standards, ISO 20022, AI Solutions

Industry

IT Services and IT Consulting

Description

Architect and design solutions across ACH, wire payments, SWIFT, and real-time payment rails (e.g., RTP, FedNow). Lead current-state assessments and define target-state architectures aligned to business and regulatory requirements. Design modern, API-driven, cloud-ready and/or on-prem payment platforms, including integration patterns and data flows. Advise on payment modernization initiatives, including migration from legacy systems. Collaborate with business stakeholders, engineers, vendors, and operations teams to translate requirements into technical designs. Produce high-quality architecture artifacts (solution designs, diagrams, interface specifications, and architecture decision records). Ensure solutions meet security, resiliency, compliance, and performance standards. Ability to translate business requirements into clear, pragmatic technical solutions. Strong communication skills with experience working in client-facing or consulting roles. Bachelor's degree in Computer Science, Engineering, or a related field (or equivalent practical experience). 8+ years of experience in payments, banking technology, or financial services systems. 4+ years of proven hands-on experience architecting solutions for ACH, wires, SWIFT, and real-time payment rails. 4+ years end-to-end payment processing, settlement, reconciliation, and exception handling. 4+ years of experience designing modern architectures using APIs, microservices, and event-driven patterns. Payments experience solutioning leveraging AI Experience with payment hubs, switches, or core banking integrations. Knowledge of ISO 20022 and large-scale payment modernization programs. Cloud architecture experience (AWS, Azure, or GCP). Relevant certifications (e.g., AWS, TOGAF, or payments-related certifications).

Responsibilities

Architect and design payment solutions across various payment rails. Collaborate with stakeholders to translate business requirements into technical designs and produce high-quality architecture artifacts.