Personal Banker III at Montecito Bank & Trust

Oxnard, California, United States -

Full Time

Start Date

Immediate

Expiry Date

21 Aug, 26

Salary

40.0

Posted On

23 May, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Sales, Critical Thinking, Cash Handling, Loan Application Processing, Account Management, Referral Generation, Problem Solving, Mortgage Loan Origination, Notary Public

Industry

Banking

Description

Join Montecito Bank & Trust as a Personal Banker III! As the largest locally owned community Bank on the Central Coast, Montecito Bank & Trust is committed to our founding principle: to make the communities we serve better places to live and work. We are always looking for talented professionals who are passionate about personalized service, community involvement, and innovation. By joining our team, we are dedicated to your career development and wellbeing, in and out of the workplace. About the Role Montecito Bank & Trust is seeking a full-time Personal Banker III to join the team in our Oxnard Branch. As a Personal Banker III, you will deliver a World Class Experience by providing excellent customer service to all internal and external customers of the Bank, acting as the single point of contact for walk-in customers for fulfilling sales, service, and referrals. You will meet customer’s transaction requirements and educate customers about Montecito Bank & Trust’s products and services to match their needs. The Personal Banker III is primarily responsible for assisting clients on the platform, while maintaining all expectations of proper cash handling, new accounts production, and teller line work as needed. You will be located in Oxnard, CA with a fully on-site work schedule. What We’re Looking For * High school diploma or G.E.D. required; some college preferred * Three to five years of previous Personal Banker experience required * One to three years of previous experience selling lending products (mortgage, home equity, business loans/lines, etc.) preferred * Ability to be registered as a Mortgage Loan Originator with the National Mortgage Licensing System and Registry, and maintain the registration as required * Ability to pass a criminal background check administered by the Secretary of State to be commissioned as a Notary Public * Strong sales, critical thinking, and customer service skills * Adept at identifying and resolving customer issues and challenges Your Responsibilities The essential functions of this role include, but are not limited to: * Offer information on bank products and services that can benefit new and current customers, and enhance their banking relationship * Handle a variety of platform duties including operating network software to maintain, service, and open accounts; discussing loan options and taking loan applications; and identifying referrals to other lines of business * Assist in the acquisition of consumer and small business loan relationships; accept consumer and small business loan applications and close loans as directed by management * Accurately and efficiently handle a variety of cash and negotiable transactions * Successfully work as part of a team to ensure manager developed individual and branch goals are met * Provide reserve capacity to the teller line and to the leadership team for transaction review and opening/closing duties Your Benefits * Workplace Culture that Values YOU * Competitive Pay * Medical, Dental, Vision, & Life Insurance * 401K Matching/Retirement Planning * Paid Vacation Time, Sick Time, Federal Holidays, & Volunteer Time * Associate Bank Accounts * Bank Gatherings, Events, & Associate Engagement Activities Individual pay is based on a multitude of factors, including candidate’s experience, knowledge, skills, and abilities needed to perform in the position and pay equity. Equal Employment Opportunity Montecito Bank & Trust is an equal opportunity employer. Montecito Bank & Trust is committed to providing equal employment opportunity in our application process to all protected groups, including protected veterans and individuals with disabilities. Employment eligibility is contingent on completing the DHS Employment Eligibility Verification (I-9) form and presenting acceptable documentation upon hire verifying your identity and right to work in the United States. The Bank does not sponsor visas, green cards, CPT, OPT, or other work authorizations. Interested in Applying? 1. Apply through Indeed or visit our website Montecito Bank Careers [http://www.montecito.bank/careers] 2. Review the openings using the “Explore Opportunities” tab. 3. Select “Apply Now” to review the desired position and click “Apply” to submit your application. 4. Create a personal log-in to apply.

Responsibilities

The Personal Banker III serves as the primary point of contact for walk-in customers, handling sales, service, and referrals. Responsibilities include managing new accounts, processing consumer and small business loans, and providing teller line support.