Portfolio Analyst - Ames, Iowa at Zions Bancorporation

Ames, Iowa, United States -

Full Time

Start Date

Immediate

Expiry Date

10 Jun, 26

Salary

0.0

Posted On

12 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Collection Calls, Delinquency Reporting, Delinquency Plan Development, Investor Reporting, Bankruptcy, Foreclosure, REO Management, Servicing Requests, Partial Releases, Subordinations, Easements, RLOC Resets, Credit Analysis, Policy Maintenance, Problem Solving, Customer Service

Industry

Banking

Description

Zions Agricultural Finance (ZAF), a division of Zions Bank, is one on the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced. Our Loan Specialists have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 12 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you. You bring the talent; we bring the opportunity! We are looking for a Portfolio Analyst for our Ames, Iowa location. Ideal candidates will have these skills and experience: Works on making and receiving loan collection calls Works with seller banks and correspondents regarding delinquent loans Send – receive – and file delinquency reports Develop and obtain approval of delinquency plans Communicate and submit monthly/quarterly reporting to Investor Funding Sources Work with attorneys with regards to bankruptcy, foreclosure and REO Track and document collection expenses Issue delinquent loan payoff requests Work with seller banks and correspondent regarding servicing requests such as partial releases/subordinations/easements/RLOC resets Gather appropriate information and complete analysis to support servicing requests Submit appropriate documentation and analysis to Funding Sources for approval Ensure file documentation supports all servicing/collection activity Monitor and make recommendations regarding Insurance and taxes Establish and maintain good relationships with Funding Sources, underwriters and staff Reviews, analyzes, evaluates and prepares periodic reports for management Assists in creation and maintenance of credit related policies, processes and procedures Develops resolutions to complex problems that require the frequent use of creativity Qualifications: Requires College degree or equivalent and 6+ year’s credit, credit administration within an agricultural or commercial loan environment or other directly related experience Strong attention to detail, organizational and problem-solving skills with an ability to meet deadlines. Must be a self-starter and work with little or no supervision Advanced written and verbal communication skills Tact, diplomacy, and good judgment required at all times Proven customer service skills and effective team skills Advanced computer skills, including Microsoft Office products (outlook, Excel, Word, Access, Etc.) and other industry-specific applications including loan origination, closing, and servicing systems Location Amenities: Located in the heart of downtown Ames, Iowa, the Zions Agricultural Finance building serves as the headquarters for our division. Ames is the home of Iowa State University, and as we like to say, is big enough to have everything, while being small enough to get there quickly. Big 12 sporting events, live performances, a diverse selection of restaurants, bike friendly, and some of the best schools in Iowa make the Ames area an exceptional place to work and live. Work location features include: FREE employee parking with a private parking lot. Easy access to city bus lines with a hub directly outside of our building. Restaurants, shops, grocery stores, and city hall are all within a quarter mile of our location. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire Employee Ambassador preferred banking products

Responsibilities

The Portfolio Analyst will manage loan collections by making calls, working with seller banks on delinquent loans, and developing delinquency plans. Responsibilities also include communicating with investor funding sources, working with attorneys on legal matters like bankruptcy and foreclosure, and tracking collection expenses.