At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

JOB DESCRIPTION

Directly, and through staff, manages and coordinates credit analysis activities to support Relationship Managers and Underwriters in Consumer and Business Banking. Supports underwriting and monitoring large balance transactions by directly ensuring timely and accurate completion of financial statement spreads, quarterly trend analyses, and covenant compliance tests in accordance with bank spreading standards and bank policies. Oversees maintenance of a compliance monitoring database that tracks credit approval requirements and receipt of customer’s financial reporting requirements. Ensures service level adherence and successful completion of assigned requests. Accomplishes results through the effective management of staff that may range from mid-level non-exempt through exempt level professionals. Administers corporate policies and procedures, and ensures compliance with applicable laws, regulations and audit requirements. Participates in the review, recommendation and implementation of new systems, standards and procedures affecting assigned units.

Basic Qualifications

• Bachelor’s degree, or equivalent work experience
• Three to five years of related experience

Preferred Skills/Experience

• Working knowledge of applicable credit management processes, as well as related financial analysis and credit monitoring activities
• Ability to read and comprehend credit write-ups and loan documentation
• Understanding of basic credit analysis and credit administration preferred
• Ability to independently apply credit policies and procedures
• Demonstrated ability to directly supervise technical staff and provide effective customer service
• Strong analytical and problem-solving skills and attention to detail
• Effective verbal, written and interpersonal communication skills
• Good organizational and project management skills
• Ability to manage multiple tasks simultaneously

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by la