Portfolio Manager (Development Finance) at Shawbrook

Birmingham, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

04 Jan, 26

Salary

0.0

Posted On

06 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Portfolio Management, Credit Risk, Loan Restructuring, Interpersonal Skills, Negotiation Skills, Client Communication, Risk Management, Market Analysis

Industry

Banking

Description

Company Description Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself Job Description The Portfolio Manager (Development Finance) plays a crucial role in overseeing a portfolio of development projects, managing credit risk, and ensuring the effective ongoing administration of loans. The role requires adherence to operational procedures and company values, promoting integrity and consistency in all activities. Responsibilities Portfolio Management Manage the in-life activities of a loan portfolio (Annual Reviews, drawdowns, restructures, site visits, Early Warning Indicators (EWIs), MI/covenants and expiry dates etc.) Proactively engage with Credit and provide relevant updates in line with internal procedures. Collaborate with Construction Risk and NPL teams on underperforming loans. Work collaboratively with colleagues to drive efficiencies and raise standards across the team. Monitor portfolio trends and market conditions (horizon scanning). Risk & Compliance Ensure adherence to internal policies and procedures. Stay alert to potential risks and escalate with the appropriate stakeholders. Examples include loan deterioration, customer financial stress, internal training requirements, software issues etc. Adopt a forward-looking approach to risk management to ensure risks are identified and escalated early in their life cycle. Client & Stakeholder Engagement Maintain strong relationships with customers through regular communication/site visits. Focus on customer retention and experience. Effectively manage risk through strong client communication and close collaboration with internal teams. Qualifications Proven experience of managing a comprehensive portfolio of development finance loans. Good understanding of credit risk. Competent in collating key information and submitting relevant documentation in support of loan restructures including loan modelling. Strong interpersonal and negotiation skills. Able to commit to regular client site visits and hold a valid driving licence. Additional Information Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time. Minimum of 27 days holiday per year Option to buy or sell holiday days through our flexi-holiday scheme Discounts on gym membership nationwide Access to discounts on a range of high street and online brands Community support and charitable giving Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done

How To Apply:

Incase you would like to apply to this job directly from the source, please click here

Responsibilities

The Portfolio Manager (Development Finance) oversees a portfolio of development projects, managing credit risk and ensuring effective loan administration. Responsibilities include managing loan activities, engaging with credit teams, and monitoring market conditions.