Portfolio Manager at KISH BANK

State College, Pennsylvania, United States -

Full Time

Start Date

Immediate

Expiry Date

07 Mar, 26

Salary

0.0

Posted On

07 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Portfolio Management, Credit Analysis, Loan Structuring, Client Engagement, Sales Support, Financial Analysis, Risk Management, Communication Skills, Interpersonal Skills, Relationship Building, Problem Solving, Negotiation Skills, Time Management, Attention to Detail, Commercial Lending, Business Development

Industry

Banking

Description

We are seeking a motivated and detail-oriented Portfolio Manager I to join our Commercial Lending team in our Mifflin and Juniata market. In this role, you will partner with one or more Relationship Managers to support, manage, and grow a portfolio of commercial and industrial lending relationships. You will play a key role in underwriting, monitoring, and servicing loans while providing exceptional service to clients and promoting a full suite of banking solutions. Portfolio and Credit Management * Collaborate with Relationship Managers in the administration and oversight of commercial loan portfolios. * Monitor and manage portfolio performance, ensuring compliance with loan terms and proactively identifying potential risks. * Analyze financial statements to evaluate borrower creditworthiness and assign appropriate risk ratings. * Maintain accurate and current credit files, financial statements, and loan documentation. * Manage account delinquency and escalate problem loans through timely and thorough reporting. Credit Analysis and Loan Structuring * Prepare detailed credit recommendations for approval, including covenant analysis and collateral evaluation. * Negotiate credit terms and ensure accuracy and completeness of loan documentation. Client Engagement and Sales Support * Conduct client interviews to understand financial needs and recommend appropriate lending solutions. * Promote cross-sell opportunities across bank products and services, such as Treasury Management, Insurance, and Employee Benefits. * Participate in business development activities and represent the bank in civic and charitable initiatives. Transaction Processing and Operational Support * Facilitate financial transactions and support back-office functions, including wire transfers, account transfers, and disbursements. General Responsibilities * Perform additional duties as assigned to support business and departmental objectives. Qualifications: * Bachelor’s degree in Business, Finance, or a related field (or equivalent work experience). * 3–5 years of experience in commercial banking or credit analysis. * Strong understanding of commercial lending policies, procedures, and regulations. * Proven ability to analyze financial statements and assess creditworthiness. * Excellent communication, interpersonal, and relationship-building skills. * Demonstrated sales acumen and client service mindset. * Ability to manage multiple priorities and work independently in a fast-paced environment. Physical Requirements: * Primarily office-based role; sedentary work with moderate walking, standing, and occasional lifting (10–20 lbs). * Reasonable accommodations may be provided for individuals with disabilities. Kish is an Equal Opportunity Employer/Affirmative Action Employer Minorities/Females/Disabled/Veterans. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.

Responsibilities

The Portfolio Manager will collaborate with Relationship Managers to manage and grow a portfolio of commercial lending relationships, focusing on underwriting and servicing loans. They will also monitor portfolio performance and provide exceptional service to clients.